
1128 Valley Court, Oshawa
Lakeview · Investor guide
$599,999
Estimated Value
$1,002,000
Based on neighbourhood averages
Cash flow, cap rate & mortgage breakdown
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Listed by CENTURY 21 LEADING EDGE REALTY INC.
Investment Analysis
Key Facts
Type
Semi-Detached
Bedrooms
3
Bathrooms
2
Days on Market
17
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,550/mo
Based on Lakeview neighbourhood rental data for 3-bed Semi-Detached
Remarks
Lovingly maintained and thoughtfully updated over the years, this home offers a warmth and comfort that is felt the moment you walk through the door. Located on a quiet cul -de-sac with minimal traffic, which is a wonderful feature for families and added to the peaceful atmosphere of the neighborhood. Every Space has been cared for with pride and attention to detail, creating an inviting atmosphere that's perfect for everyday living and entertaining alike. One of the home's standout feature is the bright and inviting eating area, highlighted by a large picture window that beautifully frames views of the landscaped backyard and deck creating the perfect space to enjoy your morning coffee or family meals. Step outside to enjoy the private backyard retreat, a wonderful extension of the home designed for relaxing and gathering with and family and friends. The charming front porch adds to the home's curb appeal and offers another inviting space to sit back and unwind. Located in a quiet, family-friendly neighborhood, this home offers the perfect blend of peace and convenience. Enjoy being minutes away from parks, schools, shopping, restaurants, grocery stores and all the amenities. A wonderful community to call home with everything you need right at your fingertips A truly special property, ready for its next chapter.
MississaugaInvestor.ca
1128 Valley Court
Semi-Detached · 3bd/2ba · ~1,300 sqft
$599,999
Cash-Flow Report · July 31, 2026
Cap Rate
4.46%
Monthly Cash Flow
-$535/mo
Estimated Rent
$3,550/mo
Cash-on-Cash
-4.88%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,550 |
| Mortgage | −$2,762 |
| Property Tax | −$420 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$500 |
| Vacancy (5%) | −$178 |
| Cash Flow | -$535/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$42,600 |
| Vacancy (5%) | −$2,130 |
| Property Tax | −$5,040 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$6,000 |
| Annual NOI | $26,730 |
| Cap Rate | 4.46% |
Cash Required to Close
| Down Payment (20%) | $119,999.8 |
| Ontario Land Transfer Tax | $8,475 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $131,474.8 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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