
679 Oxbow Crescent, Oshawa
Oshawa
$999,900
Cash flow, cap rate & mortgage breakdown
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Listed by DAN PLOWMAN TEAM REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
3
Days on Market
16
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,050/mo
Estimated from market price-to-rent ratios
Remarks
Welcome To 679 Oxbow Crescent - A Beautifully Maintained Detached Two-Storey Home Offering Exceptional Space, Comfort, And Functionality For Growing Families. From The Moment You Arrive, You'll Appreciate The Concrete Driveway With Ample Parking, Double Car Garage, No Sidewalk To Shovel, And Inviting Curb Appeal. Inside, The Traditional Layout Offers Both Formal And Casual Living Spaces, Including A Bright Combined Living And Dining Room, Perfect For Hosting Family Gatherings Or Entertaining Guests. The Heart Of The Home Is The Updated Eat-In Kitchen, Featuring Quartz Countertops, Pot Lights, And A Walkout To The Backyard-Ideal For Summer Bbqs And Seamless Indoor-Outdoor Living. Just Off The Kitchen, The Cozy Family Room Is Complete With A Fireplace And Bay Window, Creating The Perfect Space To Relax At The End Of The Day. Convenience Continues With A Main Floor Laundry Room Offering Direct Access To The Garage.Upstairs, The Home Is Currently Set Up As 3 Spacious Bedrooms But Can Easily Be Converted Back To A 4-Bedroom Layout, Giving Buyers Flexibility As Their Needs Change. The Spacious Primary Retreat Features A Walk-In Closet And A 5-Piece Ensuite, While The Additional Bedrooms Offer Ample Closet Space And Large Windows, Making Them Ideal For Children, Guests, Or A Home Office. Offering A Fantastic Layout In A Desirable Neighbourhood, 679 Oxbow Crescent Is Ready To Welcome You Home.
MississaugaInvestor.ca
679 Oxbow Crescent
Detached · 4bd/3ba · ~2,250 sqft
$999,900
Cash-Flow Report · July 31, 2026
Cap Rate
0.9%
Monthly Cash Flow
-$3,855/mo
Estimated Rent
$3,050/mo
Cash-on-Cash
-21.08%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,050 |
| Mortgage | −$4,602 |
| Property Tax | −$1,092 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$833 |
| Vacancy (5%) | −$153 |
| Cash Flow | -$3,855/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$36,600 |
| Vacancy (5%) | −$1,830 |
| Property Tax | −$13,099 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$9,999 |
| Annual NOI | $8,972 |
| Cap Rate | 0.9% |
Cash Required to Close
| Down Payment (20%) | $199,980 |
| Ontario Land Transfer Tax | $16,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $219,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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