
79- 1775 Valley Farm Road, Pickering
Pickering
$599,999
Cash flow, cap rate & mortgage breakdown
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Listed by CENTURY 21 INNOVATIVE REALTY INC.
Investment Analysis
Key Facts
Type
Att/Row/Townhouse
Bedrooms
3
Bathrooms
3
Days on Market
16
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,650/mo
Estimated from market price-to-rent ratios
Remarks
Beautifully Maintained Freehold Townhome in a Prime Central Pickering Location! Offering the perfect blend of comfort, functionality, and convenience, this bright and spacious 3-bedroom, 3-bathroom home features an open-concept layout designed for modern living. Recently refreshed with tasteful touch-ups and fresh paint, the home is move-in ready. The kitchen offers granite countertops, stainless steel appliances, a breakfast bar, and a walk-out to a private patio, creating a seamless indoor-outdoor living space. The inviting living and dining areas are ideal for everyday living and entertaining. The private third-floor loft-style primary suite provides a peaceful retreat with a generous walk-in closet and a 4-piece ensuite. The lower level features a convenient laundry/mudroom with direct garage access and a 2-piece powder room. Ideally located just steps to Pickering Town Centre, Pickering GO Station, the Recreation Complex, Central Library, parks, restaurants, schools, and everyday shopping, with quick access to Highway 401. An excellent opportunity for first-time buyers, growing families, commuters, and investors alike.
MississaugaInvestor.ca
79- 1775 Valley Farm Road
Att/Row/Townhouse · 3bd/3ba · ~1,300 sqft
$599,999
Cash-Flow Report · July 31, 2026
Cap Rate
2.58%
Monthly Cash Flow
-$1,475/mo
Estimated Rent
$2,650/mo
Cash-on-Cash
-13.46%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,650 |
| Mortgage | −$2,762 |
| Property Tax | −$505 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$500 |
| Vacancy (5%) | −$133 |
| Cash Flow | -$1,475/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$31,800 |
| Vacancy (5%) | −$1,590 |
| Property Tax | −$6,060 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$6,000 |
| Annual NOI | $15,450 |
| Cap Rate | 2.58% |
Cash Required to Close
| Down Payment (20%) | $119,999.8 |
| Ontario Land Transfer Tax | $8,475 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $131,474.8 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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