96 Closson Drive, Whitby
Whitby
$899,900
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL LEPAGE IGNITE REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
3
Days on Market
16
Price Drop
10%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,350/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this stunning, newly upgraded detached home in one of Whitby's most sought-after family-friendly communities. Offering 4spacious bedrooms, 3 bathrooms, and an exceptional layout, this beautiful home is designed for modern family living. The main floor features soaring 10-foot ceilings, elegant hardwood flooring, a cozy fireplace, and a beautifully renovated chef-inspired kitchen complete with quartz countertops, porcelain tile flooring, premium finishes, and ample cabinetry. The second floor boasts 9-footceilings, four generously sized bedrooms, and a functional layout that provides both comfort and privacy, while the high-ceiling basement offers endless possibilities for future living space. A grand double-door entrance, double-car garage, and oversized driveway with parking for up to 4 vehicles add both style and convenience. Ideally located just minutes from Highways 401, 407,and 412, GO Transit, Durham Region Transit, top-rated schools, parks, walking trails, shopping, and everyday amenities, this exceptional home offers the perfect combination of luxury, comfort, and convenience in one of Whitby's most desirable neighbourhoods. A rare opportunity you won't want to miss!
MississaugaInvestor.ca
96 Closson Drive
Detached · 4bd/3ba · ~2,250 sqft
$899,900
Cash-Flow Report · July 31, 2026
Cap Rate
1.87%
Monthly Cash Flow
-$2,737/mo
Estimated Rent
$3,350/mo
Cash-on-Cash
-16.63%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,350 |
| Mortgage | −$4,142 |
| Property Tax | −$802 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$750 |
| Vacancy (5%) | −$168 |
| Cash Flow | -$2,737/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$40,200 |
| Vacancy (5%) | −$2,010 |
| Property Tax | −$9,629 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$8,999 |
| Annual NOI | $16,862 |
| Cap Rate | 1.87% |
Cash Required to Close
| Down Payment (20%) | $179,980 |
| Ontario Land Transfer Tax | $14,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $197,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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