
1642 Pepperwood Gate, Pickering
Pickering
$929,900
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL LEPAGE SIGNATURE REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
4
Days on Market
17
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,190/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Welcome Home to This Bright & Spacious Brockridge Family Gem! Nestled in the highly sought-after Brockridge community of Pickering, this beautifully maintained 3+1 bedroom family home offers the perfect blend of comfort, functionality, and income potential. Step inside and be welcomed by an inviting, sun-filled layout featuring generous principal rooms and a stunning gourmet kitchen designed to be the heart of the home-perfect for preparing family meals or entertaining guests. Enjoy your morning coffee or unwind after a long day in the charming main-floor sunroom, seamlessly extending your living space and bringing the outdoors in. The versatile lower level offers exceptional in-law or rental potential with its own separate entrance, a convenient kitchen, spacious living area, and a private bedroom-an ideal opportunity for multi-generational living or generating supplemental income. Located in one of Pickering's most family-friendly neighbourhoods, close to schools, parks, shopping, transit, and all essential amenities, this is more than just a house-it's the place where your next chapter begins. A home that checks all the boxes: space, style, and opportunity. Welcome home. Seller does not warrant the legal retrofit of the lower-level dwelling.
MississaugaInvestor.ca
1642 Pepperwood Gate
Detached · 4bd/4ba · ~1,750 sqft
$929,900
Cash-Flow Report · August 1, 2026
Cap Rate
3.02%
Monthly Cash Flow
-$1,940/mo
Estimated Rent
$4,340/mo
Cash-on-Cash
-11.41%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,340 |
| Mortgage | −$4,280 |
| Property Tax | −$783 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$775 |
| Vacancy (5%) | −$217 |
| Cash Flow | -$1,940/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$52,080 |
| Vacancy (5%) | −$2,604 |
| Property Tax | −$9,392 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$9,299 |
| Annual NOI | $28,085 |
| Cap Rate | 3.02% |
Cash Required to Close
| Down Payment (20%) | $185,980 |
| Ontario Land Transfer Tax | $15,073 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $204,053 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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