
134 Switzer Drive, Oshawa
Oshawa
$799,000
Cash flow, cap rate & mortgage breakdown
Enter your email to unlock them right here.
Free forever. No credit card. Unsubscribe anytime.
Listed by ROYAL LEPAGE TERREQUITY REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
7
Bathrooms
3
Days on Market
17
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Legal Suite (+$1,700/mo)
Rent Estimate
Estimated from market price-to-rent ratios
Remarks
Exceptional opportunity to own a spacious, upgraded detached bungalow in the highly sought after Centennial neighbourhood of Oshawa. Situated on an oversized lot 66.06 x 101.27 Feet, this legal duplex offers outstanding flexibility for families, multigenerational living, investors, or buyers looking to offset their mortgage with rental income. The bright main level features approximately 1,400 sq. ft. of well-designed living space with3 generous bedrooms, 1 full bathroom, a large sun-filled living room, a spacious eat-in kitchen overlooking the front yard, and separate laundry. The functional layout is ideal for everyday family living and entertaining. The fully finished walkout legal basement offers excellent income potential with 3 full-size bedrooms, a separate kitchen, 1 full bathroom, 1 powder room, a spacious ground-level living room, and its own separate laundry. Separate hydro meters for the upper and lower units provide added convenience for owners and tenants alike. Enjoy exceptional privacy with this fully detached home, offering generous space on all four sides. The fully fenced backyard is easily accessible through a wide side access, providing ample outdoor space for family enjoyment, gardening, or future possibilities. Additional highlights include an attached garage and parking for up to 7 vehicles, making it ideal for large families, multiple tenants, or guests. Perfect for homeowners seeking a mortgage helper, multigenerational families, or savvy investors looking to add a strong income-producing property to their portfolio. Ideally located just minutes from top-rated schools, parks, shopping, public transit, Highway401, GO Transit, and all essential amenities, this is a rare opportunity to own a versatile, income-generating property in one of Oshawa's most established and desirable neighbourhoods. Move in, rent out, or do both-this is the investment you've been waiting for!
MississaugaInvestor.ca
134 Switzer Drive
Detached · 7bd/3ba · ~1,300 sqft
$799,000
Cash-Flow Report · July 31, 2026
Cap Rate
4.13%
Monthly Cash Flow
-$929/mo
Estimated Rent
$4,750/mo
Cash-on-Cash
-6.36%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,750 |
| Mortgage | −$3,678 |
| Property Tax | −$872 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$666 |
| Vacancy (5%) | −$238 |
| Cash Flow | -$929/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$57,000 |
| Vacancy (5%) | −$2,850 |
| Property Tax | −$10,467 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$7,990 |
| Annual NOI | $32,993 |
| Cap Rate | 4.13% |
Cash Required to Close
| Down Payment (20%) | $159,800 |
| Ontario Land Transfer Tax | $12,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $175,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
Get the Full Cash-Flow Report
A one-page PDF: cap rate, cash flow, mortgage breakdown, NOI and total cash to close — all assumptions in one printable summary.
Also unlocks cap rate, sold comps & mortgage detail.