
2871 Whites Road, Pickering
Pickering
$768,000
Cash flow, cap rate & mortgage breakdown
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Listed by T-ONE GROUP REALTY INC.,
Investment Analysis
Key Facts
Type
Att/Row/Townhouse
Bedrooms
3
Bathrooms
3
Days on Market
17
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,850/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this beautifully maintained, nearly new freehold townhouse offering approximately 1,550 sq. ft. of thoughtfully designed living space in one of Pickering's most sought-after family-friendly communities. Only two years new, this bright and stylish home features 3 spacious bedrooms, 3 bathrooms, and a highly functional open-concept layout designed for modern living. Recently upgraded with brand-new laminate flooring throughout the main level, adding a fresh, modern touch and enhanced durability. The heart of the home is the contemporary kitchen, which opens directly onto an exceptionally large private terrace-an outstanding extension of your living space that's perfect for summer BBQs, outdoor dining, entertaining guests, or simply enjoying your morning coffee and year-round outdoor living.Enjoy the convenience of a rare tandem garage with parking for two vehicles, providing ample space for parking and additional storage.Perfectly situated just minutes from Highway 401, commuting throughout the GTA is effortless. Pickering GO Station and Pickering Town Centre are only a short drive away, while shopping, grocery stores, restaurants, parks, schools, and public transit are all conveniently nearby. Nature lovers will appreciate easy access to Frenchman's Bay, the Pickering Waterfront, scenic trails, and beautiful parks, offering the perfect balance of urban convenience and outdoor recreation.Combining modern design, exceptional outdoor living, generous parking, and an unbeatable location, this move-in-ready home presents a rare opportunity to own a nearly new freehold townhouse in the heart of Pickering.
MississaugaInvestor.ca
2871 Whites Road
Att/Row/Townhouse · 3bd/3ba · ~1,750 sqft
$768,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.87%
Monthly Cash Flow
-$2,339/mo
Estimated Rent
$2,850/mo
Cash-on-Cash
-16.66%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,850 |
| Mortgage | −$3,535 |
| Property Tax | −$646 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$640 |
| Vacancy (5%) | −$143 |
| Cash Flow | -$2,339/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$34,200 |
| Vacancy (5%) | −$1,710 |
| Property Tax | −$7,757 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$7,680 |
| Annual NOI | $14,353 |
| Cap Rate | 1.87% |
Cash Required to Close
| Down Payment (20%) | $153,600 |
| Ontario Land Transfer Tax | $11,835 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $168,435 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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