
152 Wilson Road, Oshawa
Oshawa
$624,999
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX Rouge River Realty Ltd.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
1
Days on Market
18
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,190/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Welcome to this charming and well-maintained bungalow offering comfortable living space, thoughtful updates, and a spacious outdoor retreat. The bright main level features laminate flooring throughout, highlighted by a welcoming living room with pot lights, a wood beam accent, and a large picture window that fills the space with natural light. The stunning renovated kitchen is designed for both functionality and style, featuring wood block countertops, a breakfast bar, stainless steel appliances, a modern backsplash, pot lights, and plenty of storage space. The primary bedroom offers a generous layout with a large closet, window, and striking feature wall, while the additional bedrooms provide flexibility for family, guests, or a home office. One bedroom features a walkout to the deck and overlooks the backyard, creating the perfect space to enjoy outdoor living. The main floor bathroom has been tastefully renovated with stylish finishes and modern touches. The partially finished basement offers additional living space with large windows, a separate entrance, and endless potential for customization. Recent updates include laminate flooring, an updated kitchen and bathroom, and newer windows, adding comfort and peace of mind. Step outside to a large fenced backyard complete with a deck, patio area, and plenty of green space for children, pets, gardening, or entertaining. Ideally located close to schools, parks, shopping, amenities, and Highway 401, this wonderful home offers the perfect blend of indoor comfort, outdoor enjoyment, and everyday convenience.
MississaugaInvestor.ca
152 Wilson Road
Detached · 3bd/1ba · ~900 sqft
$624,999
Cash-Flow Report · July 31, 2026
Cap Rate
3.26%
Monthly Cash Flow
-$1,180/mo
Estimated Rent
$3,290/mo
Cash-on-Cash
-10.34%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,290 |
| Mortgage | −$2,877 |
| Property Tax | −$682 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$521 |
| Vacancy (5%) | −$165 |
| Cash Flow | -$1,180/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$39,480 |
| Vacancy (5%) | −$1,974 |
| Property Tax | −$8,187 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$6,250 |
| Annual NOI | $20,369 |
| Cap Rate | 3.26% |
Cash Required to Close
| Down Payment (20%) | $124,999.8 |
| Ontario Land Transfer Tax | $8,975 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $136,974.8 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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