
2586 Winter Words Drive, Oshawa
Oshawa
$749,900
Cash flow, cap rate & mortgage breakdown
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Listed by PROSENSE REALTY
Investment Analysis
Key Facts
Type
Att/Row/Townhouse
Bedrooms
3
Bathrooms
3
Days on Market
18
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,400/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this stunning End Unit freehold 3-bedroom, 3-bathroom townhome in a highly desirable, quiet, family-friendly, fast-growing neighbourhood with no maintenance fees. This move-in ready property is ideal for first-time buyers, growing families, or investors. Offering approximately 1,686 sq. ft. of above-grade living space, the bright open-concept main floor seamlessly connects the living, dining, breakfast, and kitchen areas-perfect for both everyday living and entertaining. Featuring 9-ft ceilings on the main floor and a bright open-concept layout, this home offers modern living at its finest. The spacious, family-sized kitchen features stainless steel appliances and quartz countertops, Living room with fireplace and Laundry in 2nd floor, perfect for everyday living and entertaining. Freshly painted and move-in ready. Enjoy a spacious fenced backyard ideal for relaxing or hosting gatherings. The spacious primary suite features a walk-in closet and a luxurious 6-piece ensuite, while the generous second and third bedrooms provide ample space for family or guests. Prime location just steps to the new Costco and close to top-rated schools, a future proposed secondary school, university and college campuses, grocery stores, restaurants, and more. A fantastic opportunity to own in a thriving community - Don't miss your chance-book your private showing today! Virtually Staged!
MississaugaInvestor.ca
2586 Winter Words Drive
Att/Row/Townhouse · 3bd/3ba · ~1,750 sqft
$749,900
Cash-Flow Report · July 31, 2026
Cap Rate
0.98%
Monthly Cash Flow
-$2,841/mo
Estimated Rent
$2,400/mo
Cash-on-Cash
-20.73%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,400 |
| Mortgage | −$3,452 |
| Property Tax | −$819 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$625 |
| Vacancy (5%) | −$120 |
| Cash Flow | -$2,841/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$28,800 |
| Vacancy (5%) | −$1,440 |
| Property Tax | −$9,824 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$7,499 |
| Annual NOI | $7,337 |
| Cap Rate | 0.98% |
Cash Required to Close
| Down Payment (20%) | $149,980 |
| Ontario Land Transfer Tax | $11,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $164,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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