31 Gabrielle Crescent, Whitby
Whitby
$899,900
Cash flow, cap rate & mortgage breakdown
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Listed by Royal LePage Frank Real Estate
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
3
Days on Market
20
Price Drop
3%
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$3,350/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this well appointed 2 storey detached home in prime North Whitby. Featuring 4 spacious bedrooms, this home is ideal for growing families. The primary suite includes a large ensuite and walk-in closet, providing a private retreat. The main floor offers a spacious layout with eat in kitchen, large formal dining room, convenient laundry with extra storage and direct access to the garage. A partially finished basement adds additional living space with room to customize to your needs. Step outside to your own spacious yard, complete with an in ground pool, perfect for summer entertaining. Situated on a quiet street in a family friendly neighbourhood, this home is just minutes to Highway 407, schools, parks, and all amenities.
MississaugaInvestor.ca
31 Gabrielle Crescent
Detached · 4bd/3ba · ~2,250 sqft
$899,900
Cash-Flow Report · July 31, 2026
Cap Rate
1.87%
Monthly Cash Flow
-$2,737/mo
Estimated Rent
$3,350/mo
Cash-on-Cash
-16.63%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,350 |
| Mortgage | −$4,142 |
| Property Tax | −$802 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$750 |
| Vacancy (5%) | −$168 |
| Cash Flow | -$2,737/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$40,200 |
| Vacancy (5%) | −$2,010 |
| Property Tax | −$9,629 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$8,999 |
| Annual NOI | $16,862 |
| Cap Rate | 1.87% |
Cash Required to Close
| Down Payment (20%) | $179,980 |
| Ontario Land Transfer Tax | $14,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $197,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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