
149 Westfield Drive, Whitby
Whitby
$1,398,888
Cash flow, cap rate & mortgage breakdown
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Listed by EXP REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
4
Days on Market
24
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,850/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this stunning executive family home offering 2,774 sq. ft. of thoughtfully designed living space in one of the area's most desirable communities. Featuring 4 spacious bedrooms and 4 bathrooms, this beautifully appointed home showcases an exceptional layout, elegant finishes, and functional family living throughout. Step inside to an impressive 10-foot-ceiling foyer that creates a grand first impression. The carpet-free main and second floors feature 9-foot ceilings feature 9-foot ceilings, beautiful wide-plank laminate flooring, and an elegant staircase with upgraded railings. The spacious main floor offers formal and informal living spaces, including a separate dining room, an inviting family room with a gas fireplace, and a bright open-concept layout ideal for entertaining. The chef-inspired kitchen is the heart of the home, featuring quartz countertops, an oversized center island with breakfast bar seating, built-in stainless steel appliances, extensive cabinetry, and a spacious breakfast area with a walkout to the backyard deck. The upper level offers four generously sized bedrooms, including a luxurious primary retreat complete with a coffered ceiling, a walk-in closet and a spa-inspired ensuite featuring a glass shower, soaker tub, and double vanity. Additional bedrooms are well-sized and complemented by convenient access to ensuite and semi-ensuite bathrooms. A versatile second-floor loft provides the perfect space for a home office, study area, media room, or potential fifth bedroom. Convenient second-floor laundry completes the upper level. The unspoiled basement offers endless opportunities to customize additional living space. Outside, enjoy a fully fenced backyard with a large deck, perfect for outdoor entertaining and family gatherings. Ideally located close to parks, schools, shopping, restaurants, transit, and major commuter routes. This exceptional move-in ready home offers the perfect blend of space, comfort, and modern family living.
MississaugaInvestor.ca
149 Westfield Drive
Detached · 4bd/4ba · ~2,750 sqft
$1,398,888
Cash-Flow Report · August 3, 2026
Cap Rate
0.87%
Monthly Cash Flow
-$5,420/mo
Estimated Rent
$3,850/mo
Cash-on-Cash
-21.17%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,850 |
| Mortgage | −$6,439 |
| Property Tax | −$1,247 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,166 |
| Vacancy (5%) | −$193 |
| Cash Flow | -$5,420/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$46,200 |
| Vacancy (5%) | −$2,310 |
| Property Tax | −$14,968 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$13,989 |
| Annual NOI | $12,233 |
| Cap Rate | 0.87% |
Cash Required to Close
| Down Payment (20%) | $279,777.6 |
| Ontario Land Transfer Tax | $24,453 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $307,230.6 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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