
3 Donald Fleming Way, Whitby
Whitby
$719,000
Cash flow, cap rate & mortgage breakdown
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Listed by CC GROUP REALTY
Investment Analysis
Key Facts
Type
Condo Townhouse
Bedrooms
3
Bathrooms
3
Days on Market
22
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,600/mo
Estimated from market price-to-rent ratios
Remarks
Enjoy A True Low-Maintenance Lifestyle In This Bright 3-Bedroom, 3-Bathroom Condo Townhouse Located In The Highly Sought-After Pringle Creek Community. Featuring A Desirable East-West Exposure And No Rear Neighbours, This Move-In Ready Home Offers Abundant Natural Light And Added Privacy. Freshly Painted Throughout (2026), The Main Floor Features Smooth Ceilings (2026), New Light Fixtures (2026), Large Windows, And A Spacious Living & Dining Area. The Modern Open-Concept Kitchen Features New Quartz Countertops (2026), A New Oversized Undermount Sink (2026), A Large Centre Island, Stainless Steel Appliances, And A Walk-Out To A Private Balcony. Upstairs Offers Three Generously Sized Bedrooms, Including A Spacious Primary Suite With A 3-Piece Ensuite. The Spacious Ground-Level Family Room Features A Separate Entrance, Direct Garage Access, And Excellent Flexibility For A Home Office, Studio, Recreation Room, Guest Suite, Or Other Multi-Purpose Uses. The Unfinished Basement Provides Excellent Storage And Future Potential. Low Monthly Condo Fees Include Water, Grass Cutting, Snow Removal, And Garbage Collection. Ideally Located Steps To Parks, Schools, Transit, Shopping, And Everyday Amenities.
MississaugaInvestor.ca
3 Donald Fleming Way
Condo Townhouse · 3bd/3ba · ~1,700 sqft
$719,000
Cash-Flow Report · July 31, 2026
Cap Rate
2.28%
Monthly Cash Flow
-$1,943/mo
Estimated Rent
$2,600/mo
Cash-on-Cash
-14.79%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,600 |
| Mortgage | −$3,309 |
| Property Tax | −$641 |
| Insurance | −$225 |
| Condo Fee | −$238 |
| Vacancy (5%) | −$130 |
| Cash Flow | -$1,943/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$31,200 |
| Vacancy (5%) | −$1,560 |
| Property Tax | −$7,693 |
| Insurance | −$2,700 |
| Condo Fee | −$2,856 |
| Annual NOI | $16,391 |
| Cap Rate | 2.28% |
Cash Required to Close
| Down Payment (20%) | $143,800 |
| Ontario Land Transfer Tax | $10,855 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $157,655 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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