4 Apsco Avenue, Toronto E10
Toronto E10
$998,888
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL LEPAGE ASSOCIATES REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
3
Days on Market
23
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,445/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Welcome to 4 Apsco Ave! This bright, detached home offers the perfect blend of modern comfort and versatile living. The open-concept main floor features an updated kitchen with sleek quartz countertops, ample natural light, and three spacious bedrooms on the second floor. The fully finished basement boasts a separate entrance, 2 additional bedrooms, and a full bath-providing the perfect setup for a private guest suite, extended family, or an income opportunity. Enjoy ultimate privacy with no neighbors in front, a newly refinished composite front porch and a spacious backyard perfect for hosting and relaxation. Recent Upgrades: Roof (2023), A/C (2023), Front Deck/Rails (2023), Backyard Sliding Door (2023) Furnace (2024), Electrical Panel (2026) A/C, Furnace, and Hot Water Tank are all fully OWNED--NO RENTALS! Unbeatable Location: Steps from the Guildwood GO Station and minutes to shopping, Schools, University of Toronto and Centennial College campuses and major highways. A perfect, worry-free place to call home!
MississaugaInvestor.ca
4 Apsco Avenue
Detached · 5bd/3ba · ~1,300 sqft
$998,888
Cash-Flow Report · July 31, 2026
Cap Rate
2.91%
Monthly Cash Flow
-$2,176/mo
Estimated Rent
$4,495/mo
Cash-on-Cash
-11.91%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,495 |
| Mortgage | −$4,598 |
| Property Tax | −$791 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$832 |
| Vacancy (5%) | −$225 |
| Cash Flow | -$2,176/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$53,940 |
| Vacancy (5%) | −$2,697 |
| Property Tax | −$9,489 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$9,989 |
| Annual NOI | $29,065 |
| Cap Rate | 2.91% |
Cash Required to Close
| Down Payment (20%) | $199,777.6 |
| Ontario Land Transfer Tax | $16,453 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $219,230.6 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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