
8 Lombardy Crescent, Toronto E04
Toronto E04
$879,000
Cash flow, cap rate & mortgage breakdown
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Listed by SAGE REAL ESTATE LIMITED
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
2
Days on Market
26
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,190/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Imagine arriving home to a quiet, established neighbourhood where mature trees line the streets and every detail has already been taken care of. Welcome to 8 Lombardy Crescent-a beautifully updated bungalow where comfort, flexibility, and modern living come together.Start your mornings in the bright, renovated kitchen, complete with brand-new appliances, stylish cabinetry, and contemporary finishes. Whether you're preparing a family meal, entertaining friends, or simply enjoying a quiet coffee, the thoughtfully designed layout makes every day feel effortless. Fresh flooring, updated doors, trim, and paint create a warm, inviting atmosphere throughout the main level.With 3+1 bedrooms and 2 bathrooms, the home easily adapts as life changes. The finished basement features a separate 1-bedroom in-law suite, offering the flexibility for extended family, overnight guests, or potential rental income.Step outside and discover a backyard ready for summer barbecues, children's play, gardening, or relaxing after a long day. The rare double-car garage and generous private driveway provide the convenience and storage every homeowner appreciates.Behind the scenes, major updates offer lasting peace of mind, including a furnace (2024), central air conditioner (2023), roof (2019), 100-amp electrical service, an owned hot water tank, and a transferable mechanical systems warranty through 2032.More than a renovated house, 8 Lombardy Crescent is a place to build memories, welcome family, and enjoy the confidence of owning a home that's ready for its next chapter. All that's missing is you.
MississaugaInvestor.ca
8 Lombardy Crescent
Detached · 4bd/2ba · ~900 sqft
$879,000
Cash-Flow Report · August 3, 2026
Cap Rate
3.05%
Monthly Cash Flow
-$1,815/mo
Estimated Rent
$4,090/mo
Cash-on-Cash
-11.29%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,090 |
| Mortgage | −$4,046 |
| Property Tax | −$696 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$733 |
| Vacancy (5%) | −$205 |
| Cash Flow | -$1,815/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$49,080 |
| Vacancy (5%) | −$2,454 |
| Property Tax | −$8,351 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$8,790 |
| Annual NOI | $26,785 |
| Cap Rate | 3.05% |
Cash Required to Close
| Down Payment (20%) | $175,800 |
| Ontario Land Transfer Tax | $14,055 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $192,855 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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