
33 Pepper Tree Drive, Toronto E10
Toronto E10
$1,150,000
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX ROUGE RIVER REALTY LTD.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
3
Days on Market
23
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$3,500/mo
Estimated from market price-to-rent ratios
Remarks
Offered for the first time since 1977, this lovingly maintained detached four level backsplit is ready to welcome its next family. Nestled on a quiet, tree lined street in the heart of Centennial, this spacious home sits on an impressive 45 x 150 foot lot and offers the space, flexibility, and location today's families are looking for. Boasting approximately 2,100 square feet above grade, plus a 736 square foot finished basement and crawl space for additional storage, this home features 4 generous bedrooms, 3 full four piece bathrooms, multiple living areas, and room for everyone to live, work, and gather with ease. Large windows fill the home with natural light, while the versatile layout is perfect for growing families, multigenerational living, or those seeking extra space to entertain. Step outside to a private, oversized backyard with endless possibilities for relaxing, gardening, play, or hosting family and friends. The backyard also offer Garden Suite potential of up to approximately 1,291 Square Feet. Located in one of Scarborough's most sought after neighbourhoods, you're just minutes to Rouge Hill GO Station, Highway 401, Rouge National Urban Park, waterfront trails, parks, beaches, excellent schools, shopping, and everyday amenities. Enjoy the perfect balance of nature, convenience, and community in a neighbourhood where families have been putting down roots for generations. A rare opportunity to own a cherished family home in an exceptional location. Welcome to 33 Pepper Tree Drive.
MississaugaInvestor.ca
33 Pepper Tree Drive
Detached · 4bd/3ba · ~2,250 sqft
$1,150,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.28%
Monthly Cash Flow
-$4,061/mo
Estimated Rent
$3,500/mo
Cash-on-Cash
-19.3%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,500 |
| Mortgage | −$5,293 |
| Property Tax | −$910 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$958 |
| Vacancy (5%) | −$175 |
| Cash Flow | -$4,061/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$42,000 |
| Vacancy (5%) | −$2,100 |
| Property Tax | −$10,925 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$11,500 |
| Annual NOI | $14,775 |
| Cap Rate | 1.28% |
Cash Required to Close
| Down Payment (20%) | $230,000 |
| Ontario Land Transfer Tax | $19,475 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $252,475 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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