
1306 Fenelon Crescent, Oshawa
Lakeview · Investor guide
$629,900
Estimated Value
$1,002,000
Based on neighbourhood averages
Cash flow, cap rate & mortgage breakdown
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Listed by RIGHT AT HOME REALTY
Investment Analysis
Key Facts
Type
Semi-Detached
Bedrooms
3
Bathrooms
2
Days on Market
24
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,190/mo)
Rent Estimate
Based on Lakeview neighbourhood rental data · Verify suite legality with the City of Mississauga
Remarks
Welcome to this charming semi-detached 2 storey home in the desirable Lakeview neighborhood of Oshawa! Nestled on a quiet street, 1306 Fenelon Crescent is the perfect place to call home for families, first-time buyers, or those looking to downsize without compromise. The main floor features a functional layout with bright living and dining room areas, ideal for everyday living and entertaining. Upstairs you'll find three good size comfortable bedrooms with plenty of natural light, perfect for growing families or a home office set up. This home boasts a finished basement area which adds valuable extra living space with endless potential. Whether you envision a recreation room, play area, home gym or additional work space, this versatile area can easily be redesigned to suit your lifestyle. The side entrance can be easily converted to a separate entrance to the basement that already contains a kitchenette. Situated in a family friendly community just minutes to Lake Ontario, Highway 401, Lakeview Park, Venus/Fenlon Park, and within walking distance to schools, and shopping, this home combines comfort, convenience, and great value. A fantastic opportunity to get into a great neighbourhood! Just move in and enjoy!
MississaugaInvestor.ca
1306 Fenelon Crescent
Semi-Detached · 3bd/2ba · ~1,300 sqft
$629,900
Cash-Flow Report · July 31, 2026
Cap Rate
5.22%
Monthly Cash Flow
-$157/mo
Estimated Rent
$4,140/mo
Cash-on-Cash
-1.36%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,140 |
| Mortgage | −$2,899 |
| Property Tax | −$441 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$525 |
| Vacancy (5%) | −$207 |
| Cash Flow | -$157/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$49,680 |
| Vacancy (5%) | −$2,484 |
| Property Tax | −$5,291 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$6,299 |
| Annual NOI | $32,906 |
| Cap Rate | 5.22% |
Cash Required to Close
| Down Payment (20%) | $125,980 |
| Ontario Land Transfer Tax | $9,073 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $138,053 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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