
37 Chilton Road, Toronto E03
Toronto E03
$979,000
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL LEPAGE SIGNATURE REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
2
Days on Market
28
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,190/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
**Say Hello to This Rarely Offered 3-Bedroom Bungalow in East York's Coveted Golden Triangle!**It is full of charm, and character, and has endless potential. The timeless architectural details include beautiful leaded and stained glass accents, a welcoming bay window, and a stunning stone fireplace that serves as the focal point of the bright and inviting living room.Offering generous principal rooms and mostly updated windows throughout, this lovingly maintained home blends classic character with everyday comfort. The expansive lower level features an enormous recreation room-perfect for family gatherings, a media room, home office, gym, or play space. A separate entrance provides excellentpotential for an in-law suite, multi-generational living, or future income possibilities.Step outside to enjoy the private fenced perennial garden, complete with a gazebo-covered patio for relaxing or entertaining and a convenient garden shed for additional storage.The location is second to none. Just steps to William Burgess Elementary School, the East York Community Centre, parks, and shopping, including nearby big-box stores. Enjoy easy access to the Don Valley's extensive walking and cycling trails, offering miles of scenic outdoor recreation. Commuters will appreciate the quick connection to the DVP, major highways, downtown Toronto, and the future Cosburn subway station, all contributing to the exceptional convenience and long-term value of this sought-after neighbourhood.A rare opportunity to own a character-filled home in the heart of East York's prestigious Golden Triangle-a neighbourhood loved for its strong sense of community, excellent amenities, and unbeatable location.
MississaugaInvestor.ca
37 Chilton Road
Detached · 4bd/2ba · ~900 sqft
$979,000
Cash-Flow Report · July 31, 2026
Cap Rate
2.71%
Monthly Cash Flow
-$2,294/mo
Estimated Rent
$4,240/mo
Cash-on-Cash
-12.81%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,240 |
| Mortgage | −$4,506 |
| Property Tax | −$775 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$816 |
| Vacancy (5%) | −$212 |
| Cash Flow | -$2,294/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$50,880 |
| Vacancy (5%) | −$2,544 |
| Property Tax | −$9,301 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$9,790 |
| Annual NOI | $26,545 |
| Cap Rate | 2.71% |
Cash Required to Close
| Down Payment (20%) | $195,800 |
| Ontario Land Transfer Tax | $16,055 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $214,855 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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