44 Scotia Avenue, Toronto E06
Toronto E06
$795,900
Cash flow, cap rate & mortgage breakdown
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Listed by FIRST CLASS REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
2
Days on Market
36
Price Drop
3%
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,445/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Attention Investors, Renovators & End Users! Rare opportunity to own a detached 3+2 bedroom home in a desirable Toronto neighbourhood. Featuring a separate side entrance to a finished lower level with 2 additional bedrooms, this property offers excellent potential for multi-generational living, rental income, or future value enhancement.Situated on a generous lot, the home is conveniently located close to schools, parks, public transit, shopping, and major commuter routes. The functional layout provides ample living space and flexibility for a variety of uses.This property is being sold in "As Is, Where Is" condition with no representations or warranties by the Seller. Ideal for buyers looking to renovate, customize, or invest in a property with significant upside potential.Don't miss this opportunity to transform this home into your vision while securing a property in an established and sought-after Toronto community.
MississaugaInvestor.ca
44 Scotia Avenue
Detached · 5bd/2ba · ~900 sqft
$795,900
Cash-Flow Report · August 3, 2026
Cap Rate
3.79%
Monthly Cash Flow
-$1,148/mo
Estimated Rent
$4,245/mo
Cash-on-Cash
-7.89%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,245 |
| Mortgage | −$3,663 |
| Property Tax | −$630 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$663 |
| Vacancy (5%) | −$212 |
| Cash Flow | -$1,148/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$50,940 |
| Vacancy (5%) | −$2,547 |
| Property Tax | −$7,561 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$7,959 |
| Annual NOI | $30,173 |
| Cap Rate | 3.79% |
Cash Required to Close
| Down Payment (20%) | $159,180 |
| Ontario Land Transfer Tax | $12,393 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $174,573 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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