
1150 Raglan Road, Oshawa
Oshawa
$2,199,999
Cash flow, cap rate & mortgage breakdown
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Listed by COMFLEX REALTY INC.
Investment Analysis
Key Facts
Type
Duplex
Bedrooms
5
Bathrooms
4
Days on Market
39
Price Drop
10%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
Estimated per-unit rents for duplex based on GTA rental market data
Remarks
Perched atop a picturesque 2-acre hilltop on the protected Oak Ridges Moraine, this exceptional custom-built estate blends timeless craftsmanship, modern efficiency, and country privacy just minutes from Hwy 407. Defined by its stunning wraparound veranda, the home offers breathtaking panoramic views and an inviting space to relax, entertain, and enjoy the surrounding countryside. Outstanding curb appeal is enhanced by custom granite stone facing surrounding the foundation, creating a distinctive estate-quality finish. Offering beautifully maintained living space plus a registered legal 1-bedroom basement apartment, this one-of-a-kind property provides exceptional flexibility for multigenerational living or income potential. Inside you'll find hardwood flooring throughout, spacious principal rooms, a beautiful custom staircase, executive office/library, quartz kitchen countertops, and a thoughtfully designed layout ideal for family living and entertaining. The fully finished third floor offers endless possibilities as a guest retreat, home office, games room, or studio. Outside, mature landscaped gardens filled with lilacs and lilies complement the peaceful setting, while the oversized attached double garage and impressive detached triple garage with workshop provide outstanding space for vehicles, hobbies, storage, or a home-based business. Meticulously maintained and updated, the home features high-efficiency ground-source geothermal heating and cooling, replacement geothermal unit (2010), updated windows (2019), basement windows (2022), roof shingles (2021), HRV (2023), and a GenerLink connection for added peace of mind. A rare opportunity offering privacy, efficiency, versatility, and an unmatched lifestyle just 13 minutes to Durham College and Ontario Tech University, approximately one hour to downtown Toronto and Pearson International Airport.
MississaugaInvestor.ca
1150 Raglan Road
Duplex · 5bd/4ba · ~4,250 sqft
$2,199,999
Cash-Flow Report · August 2, 2026
Cap Rate
-0.28%
Monthly Cash Flow
-$10,644/mo
Estimated Rent
$4,150/mo
Cash-on-Cash
-26.36%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,150 |
| Mortgage | −$10,126 |
| Property Tax | −$2,402 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,833 |
| Vacancy (5%) | −$208 |
| Cash Flow | -$10,644/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$49,800 |
| Vacancy (5%) | −$2,490 |
| Property Tax | −$28,820 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$22,000 |
| Annual NOI | $-6,210 |
| Cap Rate | -0.28% |
Cash Required to Close
| Down Payment (20%) | $439,999.8 |
| Ontario Land Transfer Tax | $41,475 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $484,474.8 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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