
1081 Langford Street, Oshawa
Oshawa
$1,068,000
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX COMMUNITY REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
3
Days on Market
42
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,150/mo
Estimated from market price-to-rent ratios
Remarks
Experience the Perfect Blend of Luxury and NatureRarely does an opportunity like this come along in the heart of Oshawa's prestigious Eastdalecommunity. This stunning detached two-storey home offers nearly 3,000 square feet of modernliving space, but the real showstopper is the location. Situated on a premium 57-foot wide lot,this property backs directly onto a lush, permanent ravine, offering a level of privacy andtranquility that feels more like a getaway than a city home. Inside, you will find a bright,open-concept layout featuring four spacious bedrooms, three bathrooms, and a fully finishedbasement-perfect for growing families who value space and style. The modern kitchen withgranite countertops flows seamlessly into the living areas, making it an ideal setting for bothdaily life and elegant entertaining.Beyond the backyard forest, you are perfectly positioned for a high-quality lifestyle. Familieswill appreciate being in the catchment area for top-rated schools like Gordon B. Attersley andEastdale CVI. For the modern commuter, convenience is unmatched: you are just 12 minutes fromthe Oshawa GO Station and have lightning-fast access to Highways 401 and 407. Whether you areenjoying a quiet morning coffee overlooking the ravine or taking advantage of the nearbyHarmony Valley nature trails, this home offers a unique balance of peaceful seclusion and urbanaccessibility. Listed at $1,099,000, 1081 Langford Street is more than just a house-it's your next chapter in luxury living.
MississaugaInvestor.ca
1081 Langford Street
Detached · 4bd/3ba · ~2,750 sqft
$1,068,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.8%
Monthly Cash Flow
-$4,205/mo
Estimated Rent
$3,150/mo
Cash-on-Cash
-21.52%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,150 |
| Mortgage | −$4,916 |
| Property Tax | −$1,166 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$890 |
| Vacancy (5%) | −$158 |
| Cash Flow | -$4,205/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$37,800 |
| Vacancy (5%) | −$1,890 |
| Property Tax | −$13,991 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$10,680 |
| Annual NOI | $8,539 |
| Cap Rate | 0.8% |
Cash Required to Close
| Down Payment (20%) | $213,600 |
| Ontario Land Transfer Tax | $17,835 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $234,435 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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