104 Galbraith Avenue, Toronto E03
Toronto E03
$945,000
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL LEPAGE TERREQUITY PRINCIPLED REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
2
Days on Market
45
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,500/mo
Estimated from market price-to-rent ratios
Remarks
You can't miss with this 3-Bedroom East York Bungalow Near Victoria Park Subway in one of Toronto's most sought-after, family-friendly neighborhoods. Perfect for families seeking suburban tranquility without compromising access to transit, and value having a property with a separate basement suite. The Main Floor features a bright, open living and dining area with classic crown moulding, durable laminate flooring, and updated windows that maximize natural light. Includes a contemporary kitchen and full bathroom. The fully separate Basement Suite features an open-concept kitchen and living area, two additional rooms, a 3-piece bathroom, a cold room, and dedicated laundry. Home includes an updated roof (2021) and modern windows (2022) so you can move in and enjoy! This prime East York Location offers the ultimate blend of urban convenience and neighborhood charm. Walkable or a short bus to Victoria Park subway station and even closer to the Eglinton Crosstown for getting around. Just a Short distance to top-rated Toronto schools, local parks, grocery stores, and diverse dining options. Works great as a multi-generational home and perfect for young couples. Just move-in and enjoy!
MississaugaInvestor.ca
104 Galbraith Avenue
Detached · 5bd/2ba · ~900 sqft
$945,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.99%
Monthly Cash Flow
-$2,786/mo
Estimated Rent
$3,500/mo
Cash-on-Cash
-16.12%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,500 |
| Mortgage | −$4,350 |
| Property Tax | −$748 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$788 |
| Vacancy (5%) | −$175 |
| Cash Flow | -$2,786/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$42,000 |
| Vacancy (5%) | −$2,100 |
| Property Tax | −$8,978 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$9,450 |
| Annual NOI | $18,772 |
| Cap Rate | 1.99% |
Cash Required to Close
| Down Payment (20%) | $189,000 |
| Ontario Land Transfer Tax | $15,375 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $207,375 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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