
1057 Exeter Street, Oshawa
Oshawa
$699,900
Cash flow, cap rate & mortgage breakdown
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Listed by Homelife Superior Realty Inc.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
3
Days on Market
51
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,450/mo
Estimated from market price-to-rent ratios
Remarks
Well maintained Detached home in sought after Beau Valley neighbourhood in North Oshawa. Main floor boasts family size kitchen with oak cupboards, double sink, pot lights, ceiling fan, ceramic floor and mosaic backsplash, Living room and Dining room are combined with hardwood floors and a walk-out to the sunroom. The sunroom addition has laminate flooring, 2 ceiling fans and it walks out to a deck. Once a 4 bedroom home, now converted into a 3 bedroom so the Primary bedroom is quite large, with two closets and two ceiling fans. All bedrooms have laminate flooring, double closets and ceiling fans. Updated main washroom has gorgeous stand alone shower with double glass sliding door. Basement is partially finished with another washroom with stand alone shower and jetted soaker tub, rec room, workshop and laundry room, waiting for your finishing touches. The fully fenced yard has a 3 sheds, a two tiered deck, a hot tub and gazebo. 100 amp breakers with copper wiring. Walk to schools, parks, shopping...Available for Immediate Possession.
MississaugaInvestor.ca
1057 Exeter Street
Detached · 3bd/3ba · ~1,300 sqft
$699,900
Cash-Flow Report · July 31, 2026
Cap Rate
1.29%
Monthly Cash Flow
-$2,467/mo
Estimated Rent
$2,450/mo
Cash-on-Cash
-19.29%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,450 |
| Mortgage | −$3,222 |
| Property Tax | −$764 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$583 |
| Vacancy (5%) | −$123 |
| Cash Flow | -$2,467/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$29,400 |
| Vacancy (5%) | −$1,470 |
| Property Tax | −$9,169 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$6,999 |
| Annual NOI | $9,062 |
| Cap Rate | 1.29% |
Cash Required to Close
| Down Payment (20%) | $139,980 |
| Ontario Land Transfer Tax | $10,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $153,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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