1 Waterfront Crescent, Whitby
Whitby
$1,199,900
Cash flow, cap rate & mortgage breakdown
Enter your email to unlock them right here.
Free forever. No credit card. Unsubscribe anytime.
Listed by Career Real Estate Services Ltd.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
5
Days on Market
54
Price Drop
3%
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,445/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Power Of Sale! Newer Executive 5 Bedroom, 5 Washroom Home Located On A Premium Corner Lot In The Sought-After Port Of Whitby Community. A Spacious Foyer Greets You With Hardwood Flooring, Taller Doors and Arches On Main And 2nd Floor, Waffle Style Ceiling In The Great Room W/ Fireplace, Spacious Light And Bright Kitchen With Quartz Countertops With Additional Side Entrance to Veranda, And Main Floor Laundry Room With Large Pantry And Direct Garage Access. Ideally Located Just Minutes From Top-Rated Schools, Parks, Conservation Areas, Lake Ontario, Beach, Yacht Club, Go Train, Highway 401, And Shopping. This Home Is Move-In-Ready!
MississaugaInvestor.ca
1 Waterfront Crescent
Detached · 5bd/5ba · ~2,750 sqft
$1,199,900
Cash-Flow Report · July 31, 2026
Cap Rate
2.36%
Monthly Cash Flow
-$3,168/mo
Estimated Rent
$4,895/mo
Cash-on-Cash
-14.43%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,895 |
| Mortgage | −$5,523 |
| Property Tax | −$1,070 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,000 |
| Vacancy (5%) | −$245 |
| Cash Flow | -$3,168/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$58,740 |
| Vacancy (5%) | −$2,937 |
| Property Tax | −$12,839 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$11,999 |
| Annual NOI | $28,265 |
| Cap Rate | 2.36% |
Cash Required to Close
| Down Payment (20%) | $239,980 |
| Ontario Land Transfer Tax | $20,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $263,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
Get the Full Cash-Flow Report
A one-page PDF: cap rate, cash flow, mortgage breakdown, NOI and total cash to close — all assumptions in one printable summary.
Also unlocks cap rate, sold comps & mortgage detail.