1195 Plymouth Drive, Oshawa
Oshawa
$1,299,000
Cash flow, cap rate & mortgage breakdown
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Listed by HOMELIFE/MIRACLE REALTY LTD
Investment Analysis
Key Facts
Type
Detached
Bedrooms
6
Bathrooms
5
Days on Market
56
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$3,600/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this beautiful newer home in the highly desirable Kedron community. Offering 4+2 bedrooms and 5 bathrooms, this spacious family home features a bright and open layout with quality finishes throughout. The main floor includes large living and family areas, a cozy gas fireplace, and a modern kitchen with quartz countertops, built in stainless steel appliances, and a large island. The breakfast area walks out to a balcony overlooking the backyard. The primary bedroom includes a walk-in closet and a private 5-piece ensuite. The additional bedrooms are generously sized with convenient bathroom access. The partially finished basement offers 2 extra bedrooms, a full bathroom, and plenty of room for future living space. Located close to schools, parks, Costco, shopping, and Highway 407, this home is perfect for growing families and commuters alike.
MississaugaInvestor.ca
1195 Plymouth Drive
Detached · 6bd/5ba · ~2,750 sqft
$1,299,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.64%
Monthly Cash Flow
-$5,285/mo
Estimated Rent
$3,600/mo
Cash-on-Cash
-22.23%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,600 |
| Mortgage | −$5,979 |
| Property Tax | −$1,418 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,083 |
| Vacancy (5%) | −$180 |
| Cash Flow | -$5,285/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$43,200 |
| Vacancy (5%) | −$2,160 |
| Property Tax | −$17,017 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$12,990 |
| Annual NOI | $8,333 |
| Cap Rate | 0.64% |
Cash Required to Close
| Down Payment (20%) | $259,800 |
| Ontario Land Transfer Tax | $22,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $285,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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