1143 Zinnia Gardens, Pickering
Pickering
$988,918
Cash flow, cap rate & mortgage breakdown
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Listed by REMAX YOUR COMMUNITY REALTY
Investment Analysis
Key Facts
Type
Att/Row/Townhouse
Bedrooms
3
Bathrooms
3
Days on Market
64
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,050/mo
Estimated from market price-to-rent ratios
Remarks
Brand new, under construction. The Emerold model,1896 sq ft. Full Terion warranty. walkout basement. Backing into green space. End unit. 9 ft ceiling height on main level.
MississaugaInvestor.ca
1143 Zinnia Gardens
Att/Row/Townhouse · 3bd/3ba · ~1,750 sqft
$988,918
Cash-Flow Report · July 31, 2026
Cap Rate
1.23%
Monthly Cash Flow
-$3,536/mo
Estimated Rent
$3,050/mo
Cash-on-Cash
-19.55%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,050 |
| Mortgage | −$4,552 |
| Property Tax | −$832 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$824 |
| Vacancy (5%) | −$153 |
| Cash Flow | -$3,536/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$36,600 |
| Vacancy (5%) | −$1,830 |
| Property Tax | −$9,988 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$9,889 |
| Annual NOI | $12,193 |
| Cap Rate | 1.23% |
Cash Required to Close
| Down Payment (20%) | $197,783.6 |
| Ontario Land Transfer Tax | $16,253 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $217,036.6 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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