
835- 2545 Simcoe Street, Oshawa
Oshawa
$459,990
Cash flow, cap rate & mortgage breakdown
Enter your email to unlock them right here.
Free forever. No credit card. Unsubscribe anytime.
Listed by NEW CONCEPT PLUS REALTY INC.
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
2
Bathrooms
2
Days on Market
73
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$1,750/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to UC Tower 3 at Windfields Farms - one of North Oshawa's best communities! This Brand New never lived in Suite 835offers a bright and spacious 2-bedroom layout with a modern open-concept design and a private north-facing balcony, perfect for relaxing and enjoying the view. The stylish kitchen features full-size stainless steel appliances, a built-in dishwasher, elegant quartz countertops, and sleek contemporary finishes. Included for your convenience are a white front-loading washer and dryer. The primary bedroom boasts a beautifully appointed 3-piece ensuite with a frame glass shower. Enjoy access to over 47,000 sq. ft. of exceptional indoor and outdoor amenities, including party/entertainment & dining rooms, prep kitchen, sound studio, theatre room, hobby room, work/tech lounge, fitness centre, yoga rooms, spin studios, pet spa, and guest suites. Outdoor features include a dog park and a spectacular 4th-floor terrace complete with BBQ stations, dining areas, and lounge spaces. Ideally located just steps to Costco, restaurants, shopping, public transit, Ontario Tech University, Durham College, and golf courses. A fantastic opportunity to live in one of Oshawa's most vibrant and convenient locations! new home qualifies for the proposed Enhanced HST Rebate which allows for rebates to the purchaser of up to $130,000 (subject to regulatory enactment and eligibility as determined by the applicable governmental authorities). Purchaser shall be entitled to apply to the CRA directly for any available HST rebate and expanded HST rebate, as applicable, after closing.
MississaugaInvestor.ca
835- 2545 Simcoe Street
Condo Apartment · 2bd/2ba · ~650 sqft
$459,990
Cash-Flow Report · August 1, 2026
Cap Rate
1.46%
Monthly Cash Flow
-$1,557/mo
Estimated Rent
$1,750/mo
Cash-on-Cash
-18.56%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$1,750 |
| Mortgage | −$2,117 |
| Property Tax | −$502 |
| Insurance | −$225 |
| Condo Fee | −$375 |
| Vacancy (5%) | −$88 |
| Cash Flow | -$1,557/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$21,000 |
| Vacancy (5%) | −$1,050 |
| Property Tax | −$6,026 |
| Insurance | −$2,700 |
| Condo Fee | −$4,500 |
| Annual NOI | $6,724 |
| Cap Rate | 1.46% |
Cash Required to Close
| Down Payment (20%) | $91,998 |
| Ontario Land Transfer Tax | $5,675 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $100,673 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
Get the Full Cash-Flow Report
A one-page PDF: cap rate, cash flow, mortgage breakdown, NOI and total cash to close — all assumptions in one printable summary.
Also unlocks cap rate, sold comps & mortgage detail.