
707- 44 Bond Street, Oshawa
Oshawa
$369,999
Cash flow, cap rate & mortgage breakdown
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Listed by URBAN AVENUE REALTY LTD.
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
2
Bathrooms
2
Days on Market
179
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$1,650/mo
Estimated from market price-to-rent ratios
Remarks
Discover this stylish open concept 1 plus den condo. Upgraded kitchen and Granite counters. Located in downtown Oshawa. Displaying modern amenities at a prime location in downtown Oshawa. This unit offers the perfect combination of comfort and convenience. Pride of ownership is evident as you step into the open-concept living space, flooded with natural light, featuring a Juliette balcony. The kitchen is equipped with all stainless steel appliances, and ample cabinet space, making cooking a luxury. The large bedroom provides a welcoming retreat, featuring a large window, 4 piece ensuite and plenty of closet space. The versatile den offers the ideal space for a home office, guest room, or additional storage. As an added bonus, residents of this building have access to a range of amenities, including a large well-equipped gymnasium and sauna. If you need more space for a get together, the party/meeting room for hosting gatherings and events. Close to shops, restaurants, and entertainment options, as well as easy access to public transportation and major highways. This is your opportunity to make this downtown gem your new home.
MississaugaInvestor.ca
707- 44 Bond Street
Condo Apartment · 2bd/2ba · ~750 sqft
$369,999
Cash-Flow Report · July 31, 2026
Cap Rate
0.93%
Monthly Cash Flow
-$1,417/mo
Estimated Rent
$1,650/mo
Cash-on-Cash
-20.99%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$1,650 |
| Mortgage | −$1,703 |
| Property Tax | −$404 |
| Insurance | −$225 |
| Condo Fee | −$652 |
| Vacancy (5%) | −$83 |
| Cash Flow | -$1,417/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$19,800 |
| Vacancy (5%) | −$990 |
| Property Tax | −$4,847 |
| Insurance | −$2,700 |
| Condo Fee | −$7,824 |
| Annual NOI | $3,439 |
| Cap Rate | 0.93% |
Cash Required to Close
| Down Payment (20%) | $73,999.8 |
| Ontario Land Transfer Tax | $4,025 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $81,024.8 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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