100 Christine Elliot Avenue, Whitby
Whitby
$1,275,000
Cash flow, cap rate & mortgage breakdown
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Listed by HOMELIFE LANDMARK REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
4
Days on Market
211
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,750/mo
Estimated from market price-to-rent ratios
Remarks
Beautiful Spacious 3+1 Bedrooms, 4 Washrooms Detached Built Home By Heathwood. Hardwood Floors And Pot Lights Throughout Main Floor. Open Kitchen With Large Centre Island, Granite Counter Tops, Backslash, Master Br With Large W/I Closet. Tray Ceilings, 5 Pc Ensuite, Backyard Is Facing The Park. Close To Shopping, Schools, Restaurants, 412/427/401 **
MississaugaInvestor.ca
100 Christine Elliot Avenue
Detached · 4bd/4ba · ~1,750 sqft
$1,275,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.07%
Monthly Cash Flow
-$4,732/mo
Estimated Rent
$3,750/mo
Cash-on-Cash
-20.28%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,750 |
| Mortgage | −$5,869 |
| Property Tax | −$1,137 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,063 |
| Vacancy (5%) | −$188 |
| Cash Flow | -$4,732/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$45,000 |
| Vacancy (5%) | −$2,250 |
| Property Tax | −$13,643 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$12,750 |
| Annual NOI | $13,657 |
| Cap Rate | 1.07% |
Cash Required to Close
| Down Payment (20%) | $255,000 |
| Ontario Land Transfer Tax | $21,975 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $279,975 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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