TH-112- 121 Lower Sherbourne Street, Toronto C08
Toronto C08
$899,900
Cash flow, cap rate & mortgage breakdown
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Listed by HOMELIFE LANDMARK REALTY INC.
Investment Analysis
Key Facts
Type
Condo Townhouse
Bedrooms
3
Bathrooms
3
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,700/mo
Estimated from market price-to-rent ratios
Remarks
Rare Two-Level Townhome At Downtown Toronto Time & Space Condos! This Bright And Spacious 1095sf, 9ft Ceiling, 2 + Den, 2.5 Bath Residence Offers The Perfect Blend Of Condo Convenience And Townhouse Living. Functional Open-Concept Layout Featuring Floor-To-Ceiling Windows, Modern Finishes, Contemporary Kitchen With Integrated Appliances, And Generous Living & Dining Space Ideal For Daily Living And Entertaining. Steps To TTC, St. Lawrence Market, Distillery District, Waterfront, Financial District, Restaurants, Parks And Everyday Conveniences. Residents Enjoy Access To Exceptional Building Amenities Including Fitness Centre, Outdoor Pool, Party Room, Yoga Studio, Rooftop Terrace And More. One Parking Spot Included.
MississaugaInvestor.ca
TH-112- 121 Lower Sherbourne Street
Condo Townhouse · 3bd/3ba · ~1,100 sqft
$899,900
Cash-Flow Report · August 2, 2026
Cap Rate
0.98%
Monthly Cash Flow
-$3,407/mo
Estimated Rent
$2,700/mo
Cash-on-Cash
-20.71%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,700 |
| Mortgage | −$4,142 |
| Property Tax | −$712 |
| Insurance | −$225 |
| Condo Fee | −$893 |
| Vacancy (5%) | −$135 |
| Cash Flow | -$3,407/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$32,400 |
| Vacancy (5%) | −$1,620 |
| Property Tax | −$8,549 |
| Insurance | −$2,700 |
| Condo Fee | −$10,716 |
| Annual NOI | $8,815 |
| Cap Rate | 0.98% |
Cash Required to Close
| Down Payment (20%) | $179,980 |
| Ontario Land Transfer Tax | $14,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $197,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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