2301- 65 Mutual Street, Toronto C08
Toronto C08
$498,000
Cash flow, cap rate & mortgage breakdown
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Listed by HOMELIFE LANDMARK REALTY INC.
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
2
Bathrooms
2
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$1,950/mo
Estimated from market price-to-rent ratios
Remarks
Two-year-new 2-bed 2-Bath, bright and functional 23rd-floor suite at the iconic IVY Condos. Enjoy abundant natural light and unobstructed east-facing views through floor-to-ceiling windows. The modern open-concept kitchen is finished with quartz countertops, custom cabinetry, and integrated stainless steel appliances. Move-in ready. The efficient split-bedroom layout offers excellent privacy with no wasted space. Ideally situated in the heart of downtown Toronto. Just minutes from TMU, Eaton Centre, and the Financial District. Enjoy the convenience of a 100 Transit Score and 99 Walk Score, with Dundas and Queen subway stations, the PATH, and popular grocery stores including H-Mart, T&T, and No Frills just a short walk away. Ideal for professionals, students, or investors.(Unit Photos are virtual staged)
MississaugaInvestor.ca
2301- 65 Mutual Street
Condo Apartment · 2bd/2ba · ~550 sqft
$498,000
Cash-Flow Report · August 2, 2026
Cap Rate
1.75%
Monthly Cash Flow
-$1,566/mo
Estimated Rent
$1,950/mo
Cash-on-Cash
-17.23%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$1,950 |
| Mortgage | −$2,292 |
| Property Tax | −$394 |
| Insurance | −$225 |
| Condo Fee | −$507 |
| Vacancy (5%) | −$98 |
| Cash Flow | -$1,566/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$23,400 |
| Vacancy (5%) | −$1,170 |
| Property Tax | −$4,731 |
| Insurance | −$2,700 |
| Condo Fee | −$6,084 |
| Annual NOI | $8,715 |
| Cap Rate | 1.75% |
Cash Required to Close
| Down Payment (20%) | $99,600 |
| Ontario Land Transfer Tax | $6,435 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $109,035 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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