501- 77 Lombard Street, Toronto C08
Toronto C08
$625,000
Cash flow, cap rate & mortgage breakdown
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Listed by RIGHT AT HOME REALTY
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
2
Bathrooms
2
Days on Market
2
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,050/mo
Estimated from market price-to-rent ratios
Remarks
Corner Loft Gem at 77 Lombard! Imagine waking up in the heart of the city, in a stunning 2-storey corner condo at 77 Lombard, where every detail is designed for vibrant downtown living. Flooded with natural light from expansive wrap-around windows, the home features a soaring, open-concept main floor perfect for entertaining, while the second level serves as a dedicated private retreat that feels worlds away from the urban hustle. With a versatile den that functions as a true home office or guest wing and two full bathrooms for ultimate convenience, this unit provides the space you've been searching for. Living here means you no longer have to choose between a tranquil retreat and an urban lifestyle. You are steps away from the historic charm of St. Lawrence Market, the professional pulse of the Financial District, and the world-class dining of the core, yet you have a two-storey oasis to return to at the end of the day. This isn't just another listing on a map; it is a lifestyle upgrade that demands to be experienced in person to truly appreciate the light, the height, and the quiet prestige of 77 Lombard
MississaugaInvestor.ca
501- 77 Lombard Street
Condo Apartment · 2bd/2ba · ~950 sqft
$625,000
Cash-Flow Report · August 2, 2026
Cap Rate
0.56%
Monthly Cash Flow
-$2,585/mo
Estimated Rent
$2,050/mo
Cash-on-Cash
-22.65%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,050 |
| Mortgage | −$2,877 |
| Property Tax | −$495 |
| Insurance | −$225 |
| Condo Fee | −$935 |
| Vacancy (5%) | −$103 |
| Cash Flow | -$2,585/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$24,600 |
| Vacancy (5%) | −$1,230 |
| Property Tax | −$5,938 |
| Insurance | −$2,700 |
| Condo Fee | −$11,220 |
| Annual NOI | $3,512 |
| Cap Rate | 0.56% |
Cash Required to Close
| Down Payment (20%) | $125,000 |
| Ontario Land Transfer Tax | $8,975 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $136,975 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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