301- 399 Spring Garden Avenue, Toronto C14
Toronto C14
$389,900
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX REALTRON REALTY INC.
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
2
Bathrooms
1
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$1,850/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to the sought-after Jade Condominiums, ideally located at Bayview & Sheppard. This bright and spacious 1+1 bedroom suite features 9-ft ceilings, hardwood flooring throughout, and stainless steel appliances. The open-concept kitchen boasts quartz countertops and a convenient centre island, perfect for entertaining. The primary bedroom offers a double mirrored closet and a semi-ensuite bath. Enjoy a private south-facing balcony that fills the unit with abundant natural light. Residents enjoy exceptional five-star amenities, including concierge service, theatre and games rooms, fully equipped fitness centre, elegant piano lounge, and outdoor dining with BBQ area. Steps to Bayview Subway Station and Bayview Village Shopping Centre, with easy access to major highways.
MississaugaInvestor.ca
301- 399 Spring Garden Avenue
Condo Apartment · 2bd/1ba · ~550 sqft
$389,900
Cash-Flow Report · August 1, 2026
Cap Rate
1.37%
Monthly Cash Flow
-$1,352/mo
Estimated Rent
$1,850/mo
Cash-on-Cash
-19.02%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$1,850 |
| Mortgage | −$1,795 |
| Property Tax | −$309 |
| Insurance | −$225 |
| Condo Fee | −$780 |
| Vacancy (5%) | −$93 |
| Cash Flow | -$1,352/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$22,200 |
| Vacancy (5%) | −$1,110 |
| Property Tax | −$3,704 |
| Insurance | −$2,700 |
| Condo Fee | −$9,360 |
| Annual NOI | $5,326 |
| Cap Rate | 1.37% |
Cash Required to Close
| Down Payment (20%) | $77,980 |
| Ontario Land Transfer Tax | $4,324 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $85,304 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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