687 Richmond Street, Toronto C01
Toronto C01
$1,195,000
Cash flow, cap rate & mortgage breakdown
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Listed by BAHIA REALTY GROUP INC.
Investment Analysis
Key Facts
Type
Att/Row/Townhouse
Bedrooms
2
Bathrooms
2
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,750/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to a well loved Home for over 30 yrs. It features brightly & freshly painted Kitchen, and Dining Rm. It has a walk-out to the Back Yard, which can be used as a parking pad. 2nd Flr. features two Bedrooms & 4 pc. Bath. A great starter Home.
MississaugaInvestor.ca
687 Richmond Street
Att/Row/Townhouse · 2bd/2ba · ~900 sqft
$1,195,000
Cash-Flow Report · August 1, 2026
Cap Rate
0.45%
Monthly Cash Flow
-$5,055/mo
Estimated Rent
$2,750/mo
Cash-on-Cash
-23.12%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,750 |
| Mortgage | −$5,500 |
| Property Tax | −$946 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$996 |
| Vacancy (5%) | −$138 |
| Cash Flow | -$5,055/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$33,000 |
| Vacancy (5%) | −$1,650 |
| Property Tax | −$11,353 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$11,950 |
| Annual NOI | $5,347 |
| Cap Rate | 0.45% |
Cash Required to Close
| Down Payment (20%) | $239,000 |
| Ontario Land Transfer Tax | $20,375 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $262,375 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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