1811- 44 St Joseph Street, Toronto C01
Toronto C01
$425,000
Cash flow, cap rate & mortgage breakdown
Enter your email to unlock them right here.
Free forever. No credit card. Unsubscribe anytime.
Listed by RE/MAX CONDOS PLUS CORPORATION
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
1
Bathrooms
1
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$1,550/mo
Estimated from market price-to-rent ratios
Remarks
Junior One Bedroom Suite At Polo Club II Featuring Beautiful South-East City Views. Approx. 516 Sq Ft With A Bright Solarium, Spacious Layout, Kitchen With New Full-Size Appliances, Large Bath W/ Double Entry & Separate Shower. Includes In-Suite Laundry, Central AC, Heat, Hydro, Water, Cable TV & Internet. Steps To Yorkville, U Of T, Hospitals & TTC. Building Amenities Include 24 Hr Concierge, Outdoor Pool, BBQ Area, Terrace & Great Facilities.
MississaugaInvestor.ca
1811- 44 St Joseph Street
Condo Apartment · 1bd/1ba · ~550 sqft
$425,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.05%
Monthly Cash Flow
-$1,585/mo
Estimated Rent
$1,550/mo
Cash-on-Cash
-20.46%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$1,550 |
| Mortgage | −$1,956 |
| Property Tax | −$337 |
| Insurance | −$225 |
| Condo Fee | −$539 |
| Vacancy (5%) | −$78 |
| Cash Flow | -$1,585/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$18,600 |
| Vacancy (5%) | −$930 |
| Property Tax | −$4,038 |
| Insurance | −$2,700 |
| Condo Fee | −$6,468 |
| Annual NOI | $4,464 |
| Cap Rate | 1.05% |
Cash Required to Close
| Down Payment (20%) | $85,000 |
| Ontario Land Transfer Tax | $4,975 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $92,975 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
Get the Full Cash-Flow Report
A one-page PDF: cap rate, cash flow, mortgage breakdown, NOI and total cash to close — all assumptions in one printable summary.
Also unlocks cap rate, sold comps & mortgage detail.