
1702- 18 Harbour Street, Toronto C01
Toronto C01
$599,999
Cash flow, cap rate & mortgage breakdown
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Listed by BREWING BROKERS REALTY INC.
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
3
Bathrooms
2
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,350/mo
Estimated from market price-to-rent ratios
Remarks
No compromises. You really can have it all. Welcome to Suite 1702 at 18 Harbour Street, a spacious and beautifully designed 2 bedroom plus den, 2 bathroom residence offering approximately 943 sq. ft. of functional living in one of Toronto's most sought after downtown locations. The thoughtful layout features generous principal rooms, a versatile den that is perfect for a home office or formal dining area, 9 foot ceilings, floor to ceiling windows, hardwood flooring, and an open concept kitchen with granite countertops and stainless steel appliances. Step outside and enjoy an unbeatable location just minutes to Union Station, the PATH, GO Transit, the Financial District, Scotiabank Arena, Rogers Centre, Harbourfront, ferry service to the Toronto Islands, waterfront trails, grocery stores, restaurants, cafés, shopping, theatres, and quick access to the Gardiner Expressway. Residents enjoy exclusive access to the renowned 30,000 sq. ft. Pinnacle Club featuring a 70 foot indoor lap pool, whirlpools, saunas, two fully equipped fitness centres, basketball and squash courts, an outdoor tennis court, putting green, business centre, theatre rooms, party and banquet rooms, BBQ terraces, guest suites, visitor parking, and 24 hour concierge. Whether you are a professional, a growing family, a downsizer, or an investor, this home offers the perfect combination of space, convenience, luxury, and lifestyle. Parking is available for purchase at an additional cost. Please inquire for details.
MississaugaInvestor.ca
1702- 18 Harbour Street
Condo Apartment · 3bd/2ba · ~950 sqft
$599,999
Cash-Flow Report · July 31, 2026
Cap Rate
1.64%
Monthly Cash Flow
-$1,945/mo
Estimated Rent
$2,350/mo
Cash-on-Cash
-17.75%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,350 |
| Mortgage | −$2,762 |
| Property Tax | −$475 |
| Insurance | −$225 |
| Condo Fee | −$715 |
| Vacancy (5%) | −$118 |
| Cash Flow | -$1,945/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$28,200 |
| Vacancy (5%) | −$1,410 |
| Property Tax | −$5,700 |
| Insurance | −$2,700 |
| Condo Fee | −$8,580 |
| Annual NOI | $9,810 |
| Cap Rate | 1.64% |
Cash Required to Close
| Down Payment (20%) | $119,999.8 |
| Ontario Land Transfer Tax | $8,475 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $131,474.8 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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