3504- 33 Lombard Street, Toronto C08
Toronto C08
$819,000
Cash flow, cap rate & mortgage breakdown
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Listed by HC REALTY GROUP INC.
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
2
Bathrooms
2
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,300/mo
Estimated from market price-to-rent ratios
Remarks
Bright and spacious 2-bedroom, 2-bathroom corner suite on a high floor at The Spire, offering exceptional city views and abundant natural light. This well-designed split-bedroom layout features 9-foot ceilings and floor-to-ceiling windows throughout. The primary bedroom includes a customized walk-in closet and private ensuite bathroom. Enjoy the large 146 sq. ft. balcony with a gas connection for private BBQs and impressive city views day and night. Beautifully maintained and move-in ready. One parking space and one locker included. Steps to the Financial District, PATH, King subway station, St. Lawrence Market, restaurants, shopping, Eaton Centre and more.(Some photos have been virtually staged using AI and are for illustration purposes only. Furniture, décor, and other digitally added elements are not included and may not reflect the property's actual appearance.)
MississaugaInvestor.ca
3504- 33 Lombard Street
Condo Apartment · 2bd/2ba · ~850 sqft
$819,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.53%
Monthly Cash Flow
-$3,411/mo
Estimated Rent
$2,300/mo
Cash-on-Cash
-22.78%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,300 |
| Mortgage | −$3,770 |
| Property Tax | −$648 |
| Insurance | −$225 |
| Condo Fee | −$953 |
| Vacancy (5%) | −$115 |
| Cash Flow | -$3,411/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$27,600 |
| Vacancy (5%) | −$1,380 |
| Property Tax | −$7,781 |
| Insurance | −$2,700 |
| Condo Fee | −$11,436 |
| Annual NOI | $4,303 |
| Cap Rate | 0.53% |
Cash Required to Close
| Down Payment (20%) | $163,800 |
| Ontario Land Transfer Tax | $12,855 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $179,655 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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