
1705- 10 Navy Wharf Court, Toronto C01
Toronto C01
$549,000
Cash flow, cap rate & mortgage breakdown
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Listed by TAZA REAL ESTATE
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
1
Bathrooms
1
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$1,700/mo
Estimated from market price-to-rent ratios
Remarks
Bright and beautifully upgraded 1 bedroom suite in one of downtown Toronto's most sought after buildings. Elegantly updated in 2023 with over $50,000 in designer upgrades, this home feels elevated, inviting, and thoughtfully finished. Move-in ready and designed for comfortable, stylish living. Featuring a modern open concept layout with wide plank herringbone flooring and a stunning renovated kitchen with quartz countertops, a functional breakfast bar, stainless steel appliances including a gas range, and sleek, contemporary finishes. The spa inspired bathroom is fully updated with subway tile, upgraded fixtures, and a clean, timeless, elevated feel. Floor to ceiling windows fill the space with natural light, with the living area opening to a balcony with city and CN Tower views. Smooth ceilings throughout and a modern exposed concrete ceiling in the bedroom add a loft style touch that sets this unit apart. Enjoy over 30,000 sq ft of world class amenities including a full gym, indoor running track, tennis court, bowling alley, indoor pool with jacuzzi, and a beautifully maintained BBQ courtyard. Ideally located just steps to TTC, Rogers Centre, CN Tower, Scotiabank Arena, The Well, Harbourfront, the Entertainment District, waterfront trails, top restaurants, cafes, and shopping. Includes parking. Maintenance fees include utilities.
MississaugaInvestor.ca
1705- 10 Navy Wharf Court
Condo Apartment · 1bd/1ba · ~550 sqft
$549,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.77%
Monthly Cash Flow
-$2,175/mo
Estimated Rent
$1,700/mo
Cash-on-Cash
-21.7%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$1,700 |
| Mortgage | −$2,527 |
| Property Tax | −$435 |
| Insurance | −$225 |
| Condo Fee | −$603 |
| Vacancy (5%) | −$85 |
| Cash Flow | -$2,175/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$20,400 |
| Vacancy (5%) | −$1,020 |
| Property Tax | −$5,216 |
| Insurance | −$2,700 |
| Condo Fee | −$7,236 |
| Annual NOI | $4,228 |
| Cap Rate | 0.77% |
Cash Required to Close
| Down Payment (20%) | $109,800 |
| Ontario Land Transfer Tax | $7,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $120,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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