124 Regina Avenue, Toronto C04
Toronto C04
$1,390,000
Cash flow, cap rate & mortgage breakdown
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Listed by CENTURY 21 HERITAGE GROUP LTD.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
7
Bathrooms
5
Days on Market
2
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,445/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Welcome to 124 Regina Ave, 3 Bedroom Upgraded Bungalow located at prestigious Bathurst / Ranee Area. The bright, open-concept main floor offers an inviting layout with quality laminate flooring, pot lights, and a fresh, modern feel throughout. The stylish custom made cabinet kitchen features quartz countertops, stainless steel appliances, a center island, and excellent flow for both everyday living and entertaining. The main living and dining areas feel open, comfortable, creating a welcoming space for hosting friends and families. The fully finished basement features a separate entrance, additional kitchen, 4 additional rooms and bathrooms, private laundry. Large private backyard ideal for summer gatherings, children, gardening, or quiet relaxation. Conveniently Located Minutes To Highway 401, Yorkdale Shopping Centre, Yorkdale Subway Station, TTC, Schools, Parks, Shopping, Restaurants, And Everyday Amenities. A Rare Move-In-Ready Opportunity That Truly Stands Out In Today's Market.
MississaugaInvestor.ca
124 Regina Avenue
Detached · 7bd/5ba · ~1,300 sqft
$1,390,000
Cash-Flow Report · July 31, 2026
Cap Rate
2.4%
Monthly Cash Flow
-$3,613/mo
Estimated Rent
$5,545/mo
Cash-on-Cash
-14.2%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$5,545 |
| Mortgage | −$6,398 |
| Property Tax | −$1,100 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,158 |
| Vacancy (5%) | −$277 |
| Cash Flow | -$3,613/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$66,540 |
| Vacancy (5%) | −$3,327 |
| Property Tax | −$13,205 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$13,900 |
| Annual NOI | $33,408 |
| Cap Rate | 2.4% |
Cash Required to Close
| Down Payment (20%) | $278,000 |
| Ontario Land Transfer Tax | $24,275 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $305,275 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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