2002- 403 Church Street, Toronto C08
Toronto C08
$798,000
Cash flow, cap rate & mortgage breakdown
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Listed by HOMELIFE/REALTY ONE LTD.
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
2
Bathrooms
2
Days on Market
2
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,250/mo
Estimated from market price-to-rent ratios
Remarks
Experience elevated urban living in this pristine 2-bedroom, 2-bathroom southwest corner suite. Spanning 867 square feet, this residence features a highly functional, open-concept floor plan designed to maximize natural light through expansive floor-to-ceiling windows. A standout feature is the oversized wraparound balcony, providing a private outdoor retreat with breathtaking, unobstructed views of the CN Tower and Lake Ontario. The intelligent split-bedroom layout ensures maximum privacy, with the primary suite boasting a private ensuite and seamless balcony access. The modern, well-appointed kitchen is complete with premium stainless steel appliances. This residence includes one parking space and one storage locker for added convenience. Situated in the heart of downtown Toronto, this property offers unparalleled access to premier amenities, including the Financial District, Loblaws, world-class shopping at the CF Toronto Eaton Centre, and proximity to the University of Toronto and Toronto Metropolitan University. With immediate access to subway transit, this suite represents a premier opportunity to secure a home in one of the city's most vibrant communities.
MississaugaInvestor.ca
2002- 403 Church Street
Condo Apartment · 2bd/2ba · ~850 sqft
$798,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.82%
Monthly Cash Flow
-$3,131/mo
Estimated Rent
$2,250/mo
Cash-on-Cash
-21.47%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,250 |
| Mortgage | −$3,673 |
| Property Tax | −$632 |
| Insurance | −$225 |
| Condo Fee | −$738 |
| Vacancy (5%) | −$113 |
| Cash Flow | -$3,131/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$27,000 |
| Vacancy (5%) | −$1,350 |
| Property Tax | −$7,581 |
| Insurance | −$2,700 |
| Condo Fee | −$8,856 |
| Annual NOI | $6,513 |
| Cap Rate | 0.82% |
Cash Required to Close
| Down Payment (20%) | $159,600 |
| Ontario Land Transfer Tax | $12,435 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $175,035 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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