1406- 110 Charles Street, Toronto C08
Toronto C08
$649,000
Cash flow, cap rate & mortgage breakdown
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Listed by HOMELIFE NEW WORLD REALTY INC.
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
2
Bathrooms
1
Days on Market
2
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,100/mo
Estimated from market price-to-rent ratios
Remarks
Rarely Offered Stunning Luxurious Unit With 1+1 Bedrooms, 1 Full Bath With Incredible Breathtaking West-facing Views In The Highly Desirable X Condominiums! Nestled In The Heart Of The City Near Yonge And Bloor, Exceptional 704 Square Foot, Functional, Open Concept Living Room Ideal For Entertaining. Modern Eat-In Kitchen With Convenient Centre Island And Stainless Steel Appliances. Floor-To-Ceiling Windows Flood The Interior With Tons Of Natural Light. Spacious West Facing Master Bedroom With Ensuite Bath & Good Sized Closet, Extra Large Enclosed Den Can Be Used As A Bedroom And Office. Freshly Painted In The Living Room And Den. Private Balcony Perfect For Outdoor Quiet Enjoyment, En-suite Laundry, One Parking And One Locker Included. Fantastic Amenities: 24-hour Concierge, Pool, Hot Tub, Gym/yoga Studio, Rooftop Terrace With BBQs, Guest Suites And Visitor Parking. Steps To Subway, Yorkville, The Shops On Bloor, The University Of Toronto And TMU , The Royal Ontario Museum, UHN Hospitals, Rosedale Valley Trails And DVP Easy Access!
MississaugaInvestor.ca
1406- 110 Charles Street
Condo Apartment · 2bd/1ba · ~750 sqft
$649,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.13%
Monthly Cash Flow
-$2,376/mo
Estimated Rent
$2,100/mo
Cash-on-Cash
-20.04%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,100 |
| Mortgage | −$2,987 |
| Property Tax | −$514 |
| Insurance | −$225 |
| Condo Fee | −$645 |
| Vacancy (5%) | −$105 |
| Cash Flow | -$2,376/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$25,200 |
| Vacancy (5%) | −$1,260 |
| Property Tax | −$6,166 |
| Insurance | −$2,700 |
| Condo Fee | −$7,740 |
| Annual NOI | $7,334 |
| Cap Rate | 1.13% |
Cash Required to Close
| Down Payment (20%) | $129,800 |
| Ontario Land Transfer Tax | $9,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $142,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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