
217- 5 St Joseph Street, Toronto C01
Toronto C01
$799,000
Cash flow, cap rate & mortgage breakdown
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Listed by HOMELIFE/REALTY ONE LTD.
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
2
Bathrooms
3
Days on Market
2
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,250/mo
Estimated from market price-to-rent ratios
Remarks
Experience the perfect intersection of historic character and modern luxury in this exceptional residence overlooking Yonge Street. Spanning 951 square feet, this suite is defined by an airy, open concept design featuring soaring 9.6-foot ceilings that flood the space with natural light. The gourmet kitchen is a chef's delight, meticulously finished with high-end Miele appliances, a striking waterfall quartz island with a matching backsplash, and custom cabinetry. the thoughtfully designed floor plan includes two bedrooms, each with a private ensuite. Beyond the suite, residents enjoy exclusive access to an elite collection of five-star building amenities, including a state-of-the-art fitness and yoga studio, a tranquil sauna, a home theatre, and a stunning rooftop garden with BBQ lounges and panoramic skyline views. Ideally positioned at the crossroads of Bay/College corridor and the prestigious Yorkville district, this residence offers unparalleled access to the University of Toronto, premier shopping, fine dining, and major transit hubs. This property includes one private parking space and one storage locker, providing an effortless, sophisticated lifestyle for the discerning professional.
MississaugaInvestor.ca
217- 5 St Joseph Street
Condo Apartment · 2bd/3ba · ~950 sqft
$799,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.53%
Monthly Cash Flow
-$3,329/mo
Estimated Rent
$2,250/mo
Cash-on-Cash
-22.79%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,250 |
| Mortgage | −$3,678 |
| Property Tax | −$633 |
| Insurance | −$225 |
| Condo Fee | −$930 |
| Vacancy (5%) | −$113 |
| Cash Flow | -$3,329/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$27,000 |
| Vacancy (5%) | −$1,350 |
| Property Tax | −$7,591 |
| Insurance | −$2,700 |
| Condo Fee | −$11,160 |
| Annual NOI | $4,199 |
| Cap Rate | 0.53% |
Cash Required to Close
| Down Payment (20%) | $159,800 |
| Ontario Land Transfer Tax | $12,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $175,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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