
16 Chipping Road, Toronto C13
Toronto C13
$2,750,000
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX REALTRON BARRY COHEN HOMES INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
4
Days on Market
2
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$5,400/mo
Estimated from market price-to-rent ratios
Remarks
Designed And Built With Uncompromising Craftsmanship, This Exceptional Custom Residence Showcases Remarkable Attention To Detail And Premium Finishes Throughout. Set On A Beautifully Landscaped Lot, The Property Is Framed By Mature Trees, Lush Gardens, Elegant Stone Walkways, And A Newly Completed Driveway That Creates Outstanding Curb Appeal. Inside, Expansive Windows Flood The Home With Natural Light, Highlighting The Rich Quarter-Sawn White Oak Flooring And Thoughtfully Designed Living Spaces. Soaring Ceilings, Radiant Heated Floors, And An Intelligently Planned Layout Provide Both Comfort And Sophistication For Everyday Living. Two Separate Laundry Rooms Add Convenience For Busy Families. At The Heart Of The Home Is A Spectacular Chef-Inspired Kitchen Featuring Top-Tier Miele Appliances, Custom Cabinetry, And Exceptional Workspace For Cooking And Entertaining. Stunning Bifold Doors Seamlessly Connect The Interior To A Beautiful Cedar Deck And Private Backyard Retreat, Creating The Perfect Setting For Indoor-Outdoor Living. The Lower Level Offers A Fully Legal Two-Bedroom Walkout Suite, Ideal For Extended Family, A Nanny, Guests, Or Valuable Rental Income Potential. This Versatile Space Provides Privacy, Comfort, And Independent Access. Ideally Located In A Highly Sought-After Neighbourhood, This Home Is Just Moments From Premier Shopping And Dining At Shops At Don Mills, As Well As The Renowned Donalda Golf & Country Club. Enjoy Easy Access To Tennis Facilities, Scenic Walking Trails, Parks, And Some Of The Area's Most Respected Schools, Making This An Exceptional Opportunity For Families Seeking Luxury, Convenience, And Lifestyle In One Remarkable Package.
MississaugaInvestor.ca
16 Chipping Road
Detached · 5bd/4ba · ~2,750 sqft
$2,750,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.19%
Monthly Cash Flow
-$12,222/mo
Estimated Rent
$5,400/mo
Cash-on-Cash
-24.11%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$5,400 |
| Mortgage | −$12,658 |
| Property Tax | −$2,177 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$2,292 |
| Vacancy (5%) | −$270 |
| Cash Flow | -$12,222/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$64,800 |
| Vacancy (5%) | −$3,240 |
| Property Tax | −$26,125 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$27,500 |
| Annual NOI | $5,235 |
| Cap Rate | 0.19% |
Cash Required to Close
| Down Payment (20%) | $550,000 |
| Ontario Land Transfer Tax | $55,225 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $608,225 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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