
1213 College Street, Toronto C01
Toronto C01
$1,099,000
Cash flow, cap rate & mortgage breakdown
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Listed by SOTHEBY'S INTERNATIONAL REALTY CANADA
Investment Analysis
Key Facts
Type
Semi-Detached
Bedrooms
5
Bathrooms
4
Days on Market
2
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,445/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
A masterclass in urban versatility, 1213 College Street offers an incredible multi-level layout in the heart of College West's dynamic, creative community. Anchoring the vibrant corner of College and Brock, this sizeable semi-detached home beautifully pairs classic character with a highly flexible footprint. Configured with three self-contained living spaces, the property represents a premier opportunity for multi-generational families, co-living groups, or the astute buyer seeking a strategic lifestyle-offset asset. The main and second-floor spaces provide a refined layout featuring three bedrooms alongside a generous, updated eat-in kitchen, two full bathrooms, a practical mudroom exiting to a private backyard, and a spacious, light-filled den that effortlessly shifts into a private guest suite or home office. The upper unit boasts an updated kitchen, independent access via an exterior metal staircase, and an oversized deck with striking, unobstructed views of the CN Tower and city skyline. Offering even more flexibility, the entirely vacated and meticulously cleaned basement apartment stands as a turn-key blank canvas ready for rental income or personal use. Step outside to the TTC 506 streetcar and immerse yourself in the soulful charm of neighbouring Brockton Village-a vibrant enclave where old-school bakeries sit alongside independent micro-roasters and hidden art spaces. Whether expanding your portfolio or looking to intelligently offset your lifestyle costs in a premier location, this property is the ultimate vehicle for strategic city ownership. Please note that some images have been virtually staged to show the potential use of space.
MississaugaInvestor.ca
1213 College Street
Semi-Detached · 5bd/4ba · ~2,250 sqft
$1,099,000
Cash-Flow Report · July 31, 2026
Cap Rate
2.52%
Monthly Cash Flow
-$2,752/mo
Estimated Rent
$4,545/mo
Cash-on-Cash
-13.69%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,545 |
| Mortgage | −$5,059 |
| Property Tax | −$870 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$916 |
| Vacancy (5%) | −$227 |
| Cash Flow | -$2,752/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$54,540 |
| Vacancy (5%) | −$2,727 |
| Property Tax | −$10,441 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$10,990 |
| Annual NOI | $27,682 |
| Cap Rate | 2.52% |
Cash Required to Close
| Down Payment (20%) | $219,800 |
| Ontario Land Transfer Tax | $18,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $241,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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