2909- 50 Charles Street, Toronto C08
Toronto C08
$390,000
Cash flow, cap rate & mortgage breakdown
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Listed by SMART SOLD REALTY
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
1
Bathrooms
1
Days on Market
2
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$1,500/mo
Estimated from market price-to-rent ratios
Remarks
Experience prestige and elegance in one of Downtown Toronto-s most sought-after high-rise residences. This stunning one-bedroom unit boasts 9-ft smooth ceilings, floor-to-ceiling windows flooding the space with natural light, and a large balcony perfect for relaxing or entertaining. The highly functional layout maximizes every inch of space. Step outside and you are just moments away from Toronto-s luxury shopping and cultural hotspot in Yorkville, the Yonge/Bloor subway station, top-tier restaurants, and vibrant city life.
MississaugaInvestor.ca
2909- 50 Charles Street
Condo Apartment · 1bd/1ba · ~250 sqft
$390,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.13%
Monthly Cash Flow
-$1,427/mo
Estimated Rent
$1,500/mo
Cash-on-Cash
-20.07%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$1,500 |
| Mortgage | −$1,795 |
| Property Tax | −$309 |
| Insurance | −$225 |
| Condo Fee | −$523 |
| Vacancy (5%) | −$75 |
| Cash Flow | -$1,427/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$18,000 |
| Vacancy (5%) | −$900 |
| Property Tax | −$3,705 |
| Insurance | −$2,700 |
| Condo Fee | −$6,276 |
| Annual NOI | $4,419 |
| Cap Rate | 1.13% |
Cash Required to Close
| Down Payment (20%) | $78,000 |
| Ontario Land Transfer Tax | $4,325 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $85,325 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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