
PH7- 28 Linden Street, Toronto C08
Toronto C08
$595,000
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL LEPAGE SIGNATURE REALTY
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
2
Bathrooms
1
Days on Market
2
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,050/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this beautifully maintained 1+Den penthouse at The James Cooper Mansion, a boutique residence that seamlessly blends historic character with modern living. A spacious and versatile den welcomes you at the entrance, complete with a double closet, making it an ideal home office, reading nook, or flexible extension of the living space. Soaring ceilings free of bulkheads enhance the sense of space and light throughout the home. An open-air balcony extends the living space outdoors, offering breathtaking, unobstructed views of the Toronto skyline. The modern kitchen features stainless steel appliances, updated cabinet hardware, a brand-new refrigerator, a new over-the-range microwave, and a convenient breakfast bar overlooking the bright, open-concept living area. Bathed in natural light, this inviting space is perfect for everyday living and entertaining. The spacious primary bedroom features brand-new wall-to-wall broadloom and a walk-in closet, while the four-piece bathroom has been refreshed with a new vanity, faucet, and exhaust fan cover. Additional thoughtful improvements include fresh paint, a new ceiling fan, and a new HVAC vent cover. With its functional layout, soaring ceilings, versatile den, breathtaking skyline views, and thoughtful updates throughout, this move-in-ready penthouse offers a polished home in the highly sought-after James Cooper Mansion.
MississaugaInvestor.ca
PH7- 28 Linden Street
Condo Apartment · 2bd/1ba · ~650 sqft
$595,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.18%
Monthly Cash Flow
-$2,156/mo
Estimated Rent
$2,050/mo
Cash-on-Cash
-19.84%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,050 |
| Mortgage | −$2,739 |
| Property Tax | −$471 |
| Insurance | −$225 |
| Condo Fee | −$668 |
| Vacancy (5%) | −$103 |
| Cash Flow | -$2,156/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$24,600 |
| Vacancy (5%) | −$1,230 |
| Property Tax | −$5,653 |
| Insurance | −$2,700 |
| Condo Fee | −$8,016 |
| Annual NOI | $7,001 |
| Cap Rate | 1.18% |
Cash Required to Close
| Down Payment (20%) | $119,000 |
| Ontario Land Transfer Tax | $8,375 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $130,375 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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