
19 Granite Street, Toronto C06
Toronto C06
$1,390,000
Cash flow, cap rate & mortgage breakdown
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Listed by HOME STANDARDS BRICKSTONE REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
7
Bathrooms
4
Days on Market
2
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$4,000/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this rare opportunity in the heart of Toronto's highly desirable Clanton Park community! Situated on an impressive 50 x 150 ft lot, this spacious Bungalow offers both immediate rental income potential and long-term investment value. With a thoughtfully designed layout, the property features 4 self-contained units, each with separate entrances, generating a solid rental income of approximately $5,250 per month-perfect for helping cover your mortgage while you live comfortably in the main floor residence. Step inside the bright and airy main level, where the current owner occupies a charming 3-bedroom space filled with natural light, a welcoming family atmosphere. The lower and side units have been carefully configured to maximize privacy and rental appeal, providing well-maintained kitchens, bathrooms, and practical living areas that attract strong tenant demand in this high-traffic neighborhood. Enjoy the convenience of an oversized double garage and an extra-large driveway accommodating up to 6 vehicles, a true rarity in Toronto. The expansive backyard offers endless potential-whether for gardening, family gatherings, or even future redevelopment. Investors will appreciate the lot size and zoning flexibility, while end-users can enjoy the stability of living in one unit while leveraging rental income from the others. Location is everything, and this property delivers: just minutes to Wilson Subway Station, Yorkdale Mall, Allen Road, Highway 401, schools, parks, and community amenities. Clanton Park is known for its family-friendly atmosphere, established community, and unbeatable transit access. Whether you're looking for a primary residence with mortgage support, a multi-unit investment property, or a future redevelopment project, this home checks all the boxes. Prime Investment Opportunity ! High-yield property with full four-plex potential. A must - see !
MississaugaInvestor.ca
19 Granite Street
Detached · 7bd/4ba · ~1,300 sqft
$1,390,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.14%
Monthly Cash Flow
-$5,081/mo
Estimated Rent
$4,000/mo
Cash-on-Cash
-19.97%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,000 |
| Mortgage | −$6,398 |
| Property Tax | −$1,100 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,158 |
| Vacancy (5%) | −$200 |
| Cash Flow | -$5,081/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$48,000 |
| Vacancy (5%) | −$2,400 |
| Property Tax | −$13,205 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$13,900 |
| Annual NOI | $15,795 |
| Cap Rate | 1.14% |
Cash Required to Close
| Down Payment (20%) | $278,000 |
| Ontario Land Transfer Tax | $24,275 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $305,275 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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