3405- 101 Charles Street, Toronto C08
Toronto C08
$546,000
Cash flow, cap rate & mortgage breakdown
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Listed by TRUSTWELL REALTY INC.
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
1
Bathrooms
1
Days on Market
3
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$1,700/mo
Estimated from market price-to-rent ratios
Remarks
Renovated Luxury one bedroom 596 Sq.Ft unit with new hardwood floor, wall paint and baseboard. Large balcony with unobstructed view, 9 Ft. ceiling. Floor to ceiling windows. 2 blocks to Sherbourne Subway, NoFrills and Longos nearby. Minutes walk to Bloor/Yonge Subway, Bloor/Yorkville famous shopping area. Close to DVP exit. High end finish throughout including Hardwood Floor, Granite Counter, Backsplash, Stainless Steel Appliances etc. Condo has facilities: full equipped exercise room and change room; spacious outdoor terrace - pool, sunbeds, lounge chairs, BBQ area; party room; pool table; guest room; visitor parking
MississaugaInvestor.ca
3405- 101 Charles Street
Condo Apartment · 1bd/1ba · ~550 sqft
$546,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.09%
Monthly Cash Flow
-$2,019/mo
Estimated Rent
$1,700/mo
Cash-on-Cash
-20.26%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$1,700 |
| Mortgage | −$2,513 |
| Property Tax | −$432 |
| Insurance | −$225 |
| Condo Fee | −$464 |
| Vacancy (5%) | −$85 |
| Cash Flow | -$2,019/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$20,400 |
| Vacancy (5%) | −$1,020 |
| Property Tax | −$5,187 |
| Insurance | −$2,700 |
| Condo Fee | −$5,568 |
| Annual NOI | $5,925 |
| Cap Rate | 1.09% |
Cash Required to Close
| Down Payment (20%) | $109,200 |
| Ontario Land Transfer Tax | $7,395 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $119,595 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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