610- 1001 Bay Street, Toronto C01
Toronto C01
$539,900
Cash flow, cap rate & mortgage breakdown
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Listed by CAPITAL NORTH REALTY CORPORATION
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
2
Bathrooms
1
Days on Market
3
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,000/mo
Estimated from market price-to-rent ratios
Remarks
Welcome To #610-1001 Bay Street. This Beautifully Renovated 1 Bedroom + Den, 1 Bathroom Suite Offers Over 700SQFT Of Thoughtfully Designed Living Space With Desirable Southeast Facing Views. The Modern Kitchen Is Equipped With Built-In Appliances And A Breakfast Bar, Seamlessly Flowing Into The Open Concept Living And Dining Area, Creating A Comfortable And Functional Space Perfect For Both Everyday Living And Entertaining. The Spacious Bedroom Features Ample Natural Light And A Walkthrough Closet For Convenient Storage. An Oversized Den Provides The Perfect Flexibility For A Dedicated Home Office OR Second Bedroom. Additional Highlights Include A Contemporary Four Piece Bathroom And Convenient In-Suite Stacked Laundry. Ideally Located On Bay Street Just South Of Bloor St W, This Residence Is Steps To Top-Rated Restaurants, Shops, Schools, Parks, And Places Of Worship, With Easy Access To Public Transit, Including College Subway Station.
MississaugaInvestor.ca
610- 1001 Bay Street
Condo Apartment · 2bd/1ba · ~750 sqft
$539,900
Cash-Flow Report · July 31, 2026
Cap Rate
1.34%
Monthly Cash Flow
-$1,880/mo
Estimated Rent
$2,000/mo
Cash-on-Cash
-19.08%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,000 |
| Mortgage | −$2,485 |
| Property Tax | −$427 |
| Insurance | −$225 |
| Condo Fee | −$643 |
| Vacancy (5%) | −$100 |
| Cash Flow | -$1,880/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$24,000 |
| Vacancy (5%) | −$1,200 |
| Property Tax | −$5,129 |
| Insurance | −$2,700 |
| Condo Fee | −$7,716 |
| Annual NOI | $7,255 |
| Cap Rate | 1.34% |
Cash Required to Close
| Down Payment (20%) | $107,980 |
| Ontario Land Transfer Tax | $7,273 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $118,253 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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