122 Fenn Avenue, Toronto C12
Toronto C12
$2,250,000
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL LEPAGE SIGNATURE REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
4
Days on Market
3
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$4,650/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this beautifully maintained and lovingly cared-for family home in the heart of the prestigious St. Andrew's neighbourhood. From its warm and welcoming curb appeal to its exceptional interior layout, this is a rare opportunity to move right in, continue to update at your own pace, or build the custom home of your dreams. A rare main floor addition provides the extra living space so often sought yet seldom found in the area, featuring both a spacious family room and a private home office-an invaluable combination for today's family. Thoughtfully designed with two side entrances, convenient mudroom, powder room, and two staircases to the lower level, this home offers outstanding functionality for everyday living. The updated kitchen walks-out to the stunning backyard. Four generous bedrooms, four bathrooms including a private primary ensuite, and abundant storage space ensure comfort for growing families. Step outside to a bright west-facing backyard with exceptional privacy and beautifully landscaped gardens. The covered patio is the perfect setting for family meals, relaxing evenings, and effortless entertaining. Location is second to none. Ideally situated just one block from both highly coveted Owen Public School and St. Andrew's Middle School, children can walk to two of the area's most sought-after schools. Enjoy Owen Park just steps away, the heart of the neighbourhood, with its playground and expansive green space, along with nearby Tournament Park and its community tennis club, and St. Andrew's Park for endless family recreation. Enjoy the convenience of Bayview and York Mills with York Mills Shopping Centre offering groceries, banking, and Shoppers Drug Mart, while York Mills Arena features a playground, baseball diamond, and walking trails. Commuting is effortless with a quick bus ride to York Mills Subway Station and excellent access to Highway 401 for travel downtown or out of town. Enjoy one of Toronto's most desirable family neighbourhoods.
MississaugaInvestor.ca
122 Fenn Avenue
Detached · 4bd/4ba · ~3,250 sqft
$2,250,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.29%
Monthly Cash Flow
-$9,820/mo
Estimated Rent
$4,650/mo
Cash-on-Cash
-23.77%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,650 |
| Mortgage | −$10,356 |
| Property Tax | −$1,781 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,875 |
| Vacancy (5%) | −$233 |
| Cash Flow | -$9,820/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$55,800 |
| Vacancy (5%) | −$2,790 |
| Property Tax | −$21,375 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$22,500 |
| Annual NOI | $6,435 |
| Cap Rate | 0.29% |
Cash Required to Close
| Down Payment (20%) | $450,000 |
| Ontario Land Transfer Tax | $42,725 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $495,725 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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