
99 Sheppard Avenue, Toronto C14
Toronto C14
$2,988,000
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX REALTRON REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
2
Days on Market
4
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$5,650/mo
Estimated from market price-to-rent ratios
Remarks
**Prime Yonge & Sheppard Investment & Development Opportunity!** Exceptional freestanding mixed-use building in one of North York's most sought-after commercial corridors, offering outstanding exposure, stable income, and significant future redevelopment potential. Situated on a prestigious **C6-zoned** property with an existing tenant, this turnkey asset is ideal for investors, developers, or end-users looking to secure a prime location with multiple value-add opportunities.The building has been extensively renovated with high-quality finishes and offers exceptional flexibility for a wide range of professional and commercial uses, including medical and dental clinics, legal offices, accounting firms, travel agencies, health and wellness centres, retail, and many other permitted uses.Adding to its appeal, the property offers excellent long-term redevelopment potential with the possibility of a **7-storey mixed-use condominium project** (subject to all required approvals buyer to perform their own due dilligence). Additional features include convenient rear parking, immediate access to Highway 401, and a short walk to both Yonge and Sheppard subway stations, surrounded by high-density residential developments, office towers, restaurants, and major amenities.A rare opportunity to own a premium asset in one of Toronto's fastest-growing urban hubs-offering immediate income today with exceptional upside for tomorrow.
MississaugaInvestor.ca
99 Sheppard Avenue
Detached · 5bd/2ba · ~1,300 sqft
$2,988,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.12%
Monthly Cash Flow
-$13,467/mo
Estimated Rent
$5,650/mo
Cash-on-Cash
-24.42%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$5,650 |
| Mortgage | −$13,753 |
| Property Tax | −$2,366 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$2,490 |
| Vacancy (5%) | −$283 |
| Cash Flow | -$13,467/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$67,800 |
| Vacancy (5%) | −$3,390 |
| Property Tax | −$28,386 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$29,880 |
| Annual NOI | $3,444 |
| Cap Rate | 0.12% |
Cash Required to Close
| Down Payment (20%) | $597,600 |
| Ontario Land Transfer Tax | $61,175 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $661,775 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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